SOURCE: Jewelers Mutual Insurance Company

Jewelers Mutual Insurance Company

March 29, 2016 12:00 ET

5 Travel Tips for Jewelry Lovers

Survey Reveals Engagement Rings and Watches Are Top Travel Accessories at Risk

NEENAH, WI--(Marketwired - March 29, 2016) - Oh the places you will go… whether you're getting ready for a spring break vacation or planning a summer getaway, don't lose sight of your tiniest travel companions -- namely your jewelry.

A recent study by Jewelers Mutual Insurance Company found that more than 80 percent of fine jewelry owners will bring their pieces with them when traveling.* The two jewelry items most traveled with are engagement rings and watches. 

"It's no surprise that people bring their jewelry with them on vacation. Jewelry is part of who you are," said Trina Woldt, chief marketing officer at Jewelers Mutual. "It's meant to be worn and enjoyed, not left behind, especially a piece as sentimental as an engagement ring."

However, Woldt said travelers should take extra precautions when planning their next vacation and encourages them to keep five tips in mind before heading out the door. Here's how to minimize risk of jewelry loss, theft or damage.

  1. Choose wisely. Take only the jewelry you'll actual wear while traveling.
  2. Make a list. Document all the jewelry you'll take with you, or take pictures or video.
  3. Carry it on. Never put jewelry in checked bags. Instead, wear it or stow it in your carry-on bag.
  4. Use the safe. Always store jewelry in the hotel safe when you're not wearing it.
  5. Insure it. Get the right coverage before you leave. Look for a jewelry policy that covers loss, damage, theft and mysterious disappearance, and includes worldwide travel protection.

When you arrive at your destination
While the majority of the people surveyed said their jewelry never leaves their body while on vacation, experts at Jewelers Mutual recommend removing your jewelry before certain activities.

"Wearing jewelry in the hot tub or pool could damage certain precious stones and metals," said Kay Kostelny, Jewelers Mutual's Jewelry Recovery Specialist.

Kostelny condones leaving jewelry behind when wearing it could put you at a higher risk for damage or loss. When you are not wearing your jewelry, remember that it should be stored somewhere secure, not left on the hotel nightstand, in a purse or even in locked luggage.

According to the Jewelers Mutual survey, the hotel room is the most frequently mentioned area where jewelry is lost.

"These types of losses are preventable," added Kostelny. "Storing it in the hotel safe is the best option next to wearing your jewelry and keeping it with you at all times."

Accidents happen
No matter how careful a person is with his or her jewelry when traveling, accidents happen, and that's why there's insurance. With survey results showing over 60 percent of jewelry losses that occur while traveling are not replaced, Woldt recommends jewelry owners do their research when it comes to choosing the right insurance.

"The emotional toll a jewelry loss has on travelers is real and that devastation comes home with them, especially if they're not able to replace the piece," said Woldt. "Jewelers Mutual's repair or replacement process helps make our customers whole again to put a piece of indistinguishable quality back where it belongs."

Jewelers Mutual has been exclusively insuring jewelry for more than 100 years and offers repair or replacement coverage that includes worldwide travel protection for all types of jewelry and watches. Coverage includes loss, theft, damage and mysterious disappearance (unexplained loss).**

For more travel tips or jewelry care tips, subscribe to The Jewelry Box blog. To learn more about jewelry insurance, get a quote or apply for coverage in under 10 minutes, visit

* "Traveling with Jewelry" Consumer Survey, Jewelers Mutual Insurance Company, fielded July 2015 via TNS Online Express Omnibus with 1000 consumers representative of the U.S. individual population 18+ on age, gender, geographic division, income, household size, household designation and market size

**Coverage and pricing are subject to underwriting review and approval, and to policy terms and conditions.

Jewelers Mutual Insurance Company, the only insurer dedicated solely to serving the jewelry industry in the United States and Canada, was founded in 1913 by a group of Wisconsin jewelers to meet their unique insurance needs. Today, Jewelers Mutual remains the trusted insurance advisor and loss-prevention expert for nearly 10,000 jewelry business locations including retailers large and small, wholesalers, manufacturers, custom designers and appraisers. More than 300,000 consumers trust Jewelers Mutual to protect their personal jewelry. The company's strong financial position is reflected in its 29 consecutive ratings of "A+ Superior" from A.M. Best Company and more than $14 billion of jewelry coverage in force. To learn more, visit

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Contact Information

    Jessica VandenHouten
    Brand Communications Manager
    Jewelers Mutual Insurance Company