SOURCE: Foundation for Health Coverage Education

Foundation for Health Coverage Education

March 31, 2010 07:00 ET

CoverageForAll.Org Advises Uninsured to Take 5-Question Eligibility Quiz Now That Healthcare Reform Has Passed

SAN JOSE, CA--(Marketwire - March 31, 2010) -   Responding to thousands of calls to its U.S. Uninsured Help Line within hours of President Obama signing the Patient Protection and Affordable Care Act into law, the Foundation for Health Coverage Education (FHCE) and its Executive Director, Phil Lebherz, have the following advice:

"Health coverage changes created by this landmark legislation will be implemented incrementally, with most provisions occurring between 6 months and 4 years from now. If you're currently uninsured, the place to start is by educating yourself about your potential public options, based on your personal circumstances," said Lebherz. "FHCE's 5-question Eligibility Quiz on its website,, will identify which public health coverage programs you and your family qualify for right now and provide you with all of the health coverage tools and information needed to apply," said Lebherz. and the U.S. Uninsured Help Line 800-234-1317 are free resources that give individuals the most up-to-date and accurate health coverage information within the current infrastructure and as implementation of the new law occurs. While many of the changes passed in the Act are federal law, each state has the flexibility to choose how it will implement them, which means that not all changes will apply in all states. Lebherz and FHCE point out "it is important to know what is available now, but also to be aware of what will change in the near future."

What does health care reform mean to you?

For Uninsured Individuals

  • Interim high-risk pool for the uninsured with pre-existing health conditions.
    Effective 90 days after enactment. Provides eligible individuals with pre-existing health conditions access to high-risk pool insurance. This provisions ends when Exchanges are available.
  • Coverage for the uninsured with pre-existing health conditions.
    Effective in 2014. Provides eligible individuals with pre-existing health conditions access to insurance. 
  • Individual mandate to purchase health insurance.
    Effective in 2014. Requires most individuals to obtain acceptable health insurance or pay a penalty.

For Children

  • Coverage for children with pre-existing conditions.
    Effective 6 months after enactment. Health plans can no longer deny coverage to children with pre-existing conditions.
  • Dependents may remain on parent's insurance until their 26th birthday.
    Effective 6 months after enactment. Requires health plans that provide dependent coverage for children to continue to make coverage available, at the parent's choice, until age 26.

For the latest information regarding health care reform changes, including information for people with private health insurance, coverage for seniors, or changes for small businesses, please visit The Foundation for Health Coverage Education is a 501 (c) 3 national non-profit organization with a mission to help simplify public and private health insurance eligibility information in order for more people to access coverage. In addition to its toll-free 24/7 U.S. Uninsured Help Line (800) 234-1317 and, FHCE offers free resources and guides, such as the Health Care Options Matrix™, which is customized for all 50 states. has linked more than 1 million uninsured Americans to hundreds of State and Federal assistance programs, providing online access to free and low cost programs that meet their needs. 

Contact Information

  • Editorial Contacts:
    Marilyn Haese/Bobbi Rubinstein
    Haese & Wood Marketing
    (310) 556-9612