SOURCE: GoHealthInsurance


August 24, 2010 16:30 ET Helps Parents and Children Go Back-to-School With a Health Insurance Shopping Guide for All Ages

How to Go Back-to-School Health Insurance Shopping

CHICAGO, IL--(Marketwire - August 24, 2010) -  As the back-to-school season approaches, students and parents shouldn't forget about health insurance after budgeting for tuition, books, and other school costs. Students who face a temporary gap in coverage or don't have any health insurance should explore their options in the individual market.

Though health reform will allow full-time students to stay on their parents plan until age 26, this won't go into effect for millions until next year, leaving many students without coverage.

Students facing a gap in coverage. For students who are just going to face a gap in coverage for a few months, they should look into purchasing a short term health insurance policy. Short term plans are very inexpensive and cover emergency visits.

Students without health insurance. There are many students who will be going to college this fall and are required by their university to purchase health insurance. While many schools offer coverage, it is usually best and cheaper to purchase an individual health insurance policy from an insurance company.

As for cost, individual policies tend to be cheaper because young adults are in good health. An individual plan also offers more comprehensive doctor and hospital networks -- university plans frequently have a strict list of covered health care providers.

Another great benefit of individual health plans for students is portability. Even after graduation, an individual health insurance policy can be kept throughout their early professional career.

"Students in need of health coverage can use to quickly compare plans from different companies easily with our Quote Engine," said Michael Mahoney, Director of Consumer Markets at "It's never a good idea to go without coverage, and students will be surprised at how affordable health insurance can be."

About GoHealthInsurance makes buying health insurance simple. GoHealthInsurance explains health coverage options in plain English, provides free health insurance quotes, connects shoppers with local agents, and helps consumers choose plans that meet their health and budget needs.

Contact Information

  • Contact:
    Michael Mahoney
    Email Contact