SOURCE: Medicare Supplement Shop

Medicare Supplemental Insurance Companies offering Medicare Supplement Plans

April 22, 2010 17:28 ET

Medicare Supplement Plan J Is Not at All What People Expected -- According to Medicare Supplement Shop

SACRAMENTO, CA--(Marketwire - April 22, 2010) -  The Medicare Supplement Shop, one of the leading Medicare Supplement insurance brokers, keeps their clients in-the-know regarding the latest news and trends of the industry; and one of the things they have to make known to their clients is the truth behind Medicare Supplement Plan J. This year there are a lot of insurance company representatives and agents who are pushing seniors to purchase plan J. Most of them claim that if Plan J is purchased before the 1st of June, 2010, the clients will be able to get the same coverage with the same rate as before; a claim professionals at Medicare Supplement Shop believe is far from the truth.

Supplement Plans to original Medicare are undergoing drastic changes, which are affecting some of the benefits. Two of the benefits that are being removed are Preventive Care, and At Home Recovery. With the removal of these two, some of the Medicare Plans have become redundant thereby forcing them to eliminate four plans, including Plan J.

At Home Recovery is being removed because it is rarely approved by Medicare and thus relatively unused by the beneficiaries. When clients do apply for it, Medicare almost never approves this benefit, thereby making it useless. Preventive Care benefits, on the other hand, will still be present in most cases as the new health reform bill is passed by its number one advocator, President Obama.

It is an eye opener for a lot of Medicare Supplement Plan recipients, especially those who are not in the habit of keeping up with the news. With the two mentioned benefits not being recognized by Medicare, clients can be sure that the Medicare supplement plans, being a secondary insurance, is less likely to pick up the tab for these benefits. Knowledgeable experts know that without the two benefits, Plan J would essentially be the same as Plan F.

For people who already have Medical Supplement Plan J, Medicare Supplement Shop offers some valuable suggestions. Option one is to keep the plan. Option two is to switch to another plan where you can enjoy the same coverage and usually get a big savings. You can look into switching to the new Plans N or M, or the most popular and most comprehensive plan, which is Plan F. It is, however, advisable to consult an expert first in order to get the best coverage at the best price.

Medicare Supplement Shops has a website devoted to offering Medicare Supplement Plans. They have experts in the field who are willing to give free consultation regarding the plans available in specific areas. Their goal is to provide you an insurance plan that meets your budget while still having excellent coverage.

Contact Information

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