SOURCE: National Foundation for Credit Counseling

National Foundation for Credit Counseling

November 16, 2009 15:30 ET

National Foundation for Credit Counseling Provides Financial Fast Facts in Preparation for the Holiday Season

Quick Warning Signs, Quiz and Tips Focus on Smart Financial Practices That Will Keep You and Your Family on Solid Ground Before the Big Holiday Rush

SILVER SPRING, MD--(Marketwire - November 16, 2009) - This can be the most exciting time of year for families, as it's coming up on the holiday shopping season. People will be spending and charging hundreds if not thousands of dollars, so it's important to not fall deep into credit card debt. From charging holiday gifts to spending money on travel, parties, and decorations, many Americans are already asking themselves if they're going to be in over their heads financially. Now as the Holidays creep closer, anyone who is worried about their financial fitness should focus on making sure new debt doesn't pile on top of old. The non-profit organization, National Foundation for Credit Counseling wants to help ensure you, your family and friends are taking the necessary steps today, before swiping that plastic this season. has launched a series of videos, giving access to free information called "Financial Fast Facts," brief videos that can be utilized to ensure the right, financial steps are taken before the big holiday rush arrives. Simply log on to NFCC's Financial Fast Facts and instantly watch "How to Know if You're in Financial Trouble," which includes financial warning signs and a quick quiz to help assess if you are facing financial danger yourself.

Some questions to ask yourself are:

--  Are my bills always past due?
--  Do I have arguments at home about money?
--  Is debt affecting my job?
--  Do I hide purchases from others?

If you worry charging those holiday expenses could send you over the edge financially, then there's no better time than now to ask yourself these questions and take stock of potential threats in your fiscal behavior. Remember, smart financial practices should not be put on hold simply because holiday season arrives; in fact, a more conscious effort undoubtedly needs to be made before the spending ever begins. Log on today to learn more, and also be sure to share your holiday, money-saving tips on Facebook by visiting


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National Foundation for Credit Counseling (NFCC) is a 501(c)(3) nonprofit founded in 1951 and is the nation's largest and longest serving national nonprofit credit counseling organization. The NFCC's mission is to promote the national agenda for financially responsible behavior and build capacity for its more than 100 members to deliver the highest quality financial education and counseling services. Setting the national standard for quality credit counseling, debt reduction services and education for financial wellness, NFCC members annually help more than two million consumers through nearly 850 community-based offices nationwide.

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