June 20, 2010 19:00 ET

One in Five Van Drivers Forget MOT Reveals Swinton Commercial

MANCHESTER, UNITED KINGDOM--(Marketwire - June 20, 2010) - Swinton Commercial has revealed one in five van drivers have forgotten their MOT renewal date.

The van insurance retailer polled 1,200 online customers and found that almost one in five (18%) had hit the roads without a valid MOT certificate because the renewal date had already passed.

Failing to have an up-to-date MOT certificate could lead to the van insurance policy being invalidated, which means a hefty payout in the event of a crash, and an increase in later premiums.

Swinton Commercial has offered van drivers the following pieces of advice for maintaining an up-to-date MOT certificate:

  • Arrange your MOT well in advance of the expiry date, as you do not want to be ringing garages the day before trying to get a booking.

  • If the MOT does fail and you are not happy with it you can ask for a VOSA appeal form.

  • If an appeal does go ahead, expect a thorough test, with a VOSA representative, two independent testers and the failing tester. This can last up to two hours.

Phil Moss, Commercial Vehicle Manager at Swinton Commercial said, "A valid MOT certificate is a legal requirement, driving without one can not only get you in trouble with the police but may invalidate your van insurance policy too. It is vital that van drivers take note of their renewal dates and make sure their MOT certificate is valid and up-to-date."

About Swinton:

  • Swinton Commercial is the dedicated commercial insurance division of the Swinton Group
  • Swinton Commercial was awarded Commercial Lines Broker of the Year 2008 and is a finalist at the British Insurer Awards 2009
  • With 580 branches nationwide Swinton is the UK's largest high street insurance retailer
  • Unlike many other companies in the financial services industry, Swinton is committed to keeping its branches open for business, and part of the community
  • Swinton provides a one-stop-shop for the insurance and related needs of its clients, offering home, car, caravan, business, holiday, motorbike and even classic car insurance
  • With a dedicated team of advisors on hand at every branch to search a panel of insurers to offer quality cover at competitive rates

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