SOURCE: PayCycle, Inc.

January 30, 2006 09:00 ET

PayCycle and Digital Insight Launch First Fully Integrated Online Banking Payroll Service

Partnership Marks First Time On-Demand Payroll Is Available via Small Business Online Banking "Single Sign-On"

PALO ALTO, CA -- (MARKET WIRE) -- January 30, 2006 --PayCycle (, the leader in on-demand payroll, today announced the secure, single sign-on integration of its payroll service with Business Banking from Digital Insight Corp. (NASDAQ: DGIN) (, the leading online banking provider. This is the first time single sign-on, on-demand payroll has been fully integrated with an online banking platform. This means small businesses will now be able to conduct a robust selection of online payroll and banking transactions through Digital Insight in one single, seamless and efficient online session, designed to be both simple and secure.

"Now, with just a few clicks, small businesses can pay their employees, download transactions and check balances without logging in to different accounts," said Jim Heeger, CEO and president, PayCycle, Inc. "We strive to make PayCycle the easiest way for small employers to manage payroll. Integrating into Digital Insight's cash management suite is a logical extension."

On-demand small business financial services are realizing strong adoption. With more than 20,000 customers, PayCycle has more than doubled in users during the past year. Likewise, the number of small businesses turning to online banking is also growing. As of September 30, 2005, more than 101,000 businesses were actively using Digital Insight's Business Banking hosted platform. The company serves more than 1,700 financial institutions nationwide and is the largest outsourced provider of online banking services, as evidenced by its leading base of client financial institutions and active end users.

"As small businesses increasingly look to reduce costs and improve efficiency with online products and services, single sign-on capabilities from Digital Insight enable our clients to make a full range of products and services, including PayCycle's award-winning payroll solution, available to business customers," said Digital Insight Director of Cash Management Bryan Laws. "Integrated, easy-to-use payroll services are a capability that will help Digital Insight banks and credit unions not only gain a greater share of wallet, it will help them become the wallet itself."

In addition to offering PayCycle as an integrated feature within online cash management, Digital Insight banks and credits unions can also offer PayCycle as a stand-alone service. Interested banks and credit unions should contact their Digital Insight account representatives for more information.

With today's announcement, Bank of Smithtown in Hauppauge, NY, will be the first Digital Insight financial institution to offer the integrated PayCycle product. "Our small business customers will greatly benefit from automated payroll services within our online banking channel," said John Romano, executive vice-president, Bank of Smithtown. "We see this as a key to building and maintaining long lasting customer relationships and a great way to compete with other financial institutions while improving our business results."

Small business users of Digital Insight banks and credit unions can sign up online for PayCycle directly from their financial institutions' websites. No in-person sales or account representatives are required. "We've designed PayCycle to be easy to use and buy," commented Heeger. The PayCycle website includes online demos, sample companies and other direct sales tools that negate the need for a direct sales force. "We offer in-bound sales support if prospective customers have questions or need assistance, but the website usually closes the sale," added Heeger.

"PayCycle's strong online selling track record is one more reason we've added the service to our small business offering," said Romano. "Our branch associates can concentrate on serving customers without having to become payroll experts."

About PayCycle

PayCycle is the leader in on-demand payroll, targeting small businesses and the accountants who serve them. PayCycle's mission is to make paper-based payroll obsolete. PayCycle's unique, "Do-It-With-You(SM)" (DIWY(SM)) technology platform guides customers through the entire payroll process, from paychecks to W-2s. By integrating with the leading small business accounting packages, including QuickBooks® and Microsoft® Money, PayCycle eliminates the hassle of data re-entry. PayCycle is committed to having the Most Satisfied Customers and is a proud finalist for the 2005 American Business Association's "Stevie" award for "Best Customer Service Organization."

About Digital Insight

Digital Insight® Corporation is the leading online banking provider for financial institutions. Through its comprehensive portfolio of Internet-based financial products and services built upon the company's unique architecture, Digital Insight enables banks and credit unions to become the trusted transaction hub for their retail and commercial customers. Digital Insight offers consumer and business Internet banking, online lending, electronic bill payment and presentment, check imaging, account-to-account transfers, website development and hosting and marketing programs designed to help increase online banking end user growth and more. Each Digital Insight product and service reinforces the strength of its financial institution clients.

Safe Harbor Statement under the Private Litigation Reform Act of 1995

This release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are based on management's current expectations. Because of various risks and uncertainties, including the adoption of the integrated online payroll service by financial institutions and their end users actual strategies and results in future periods may differ materially from those currently expected. Additional discussion of factors affecting these forward-looking statements is contained under the caption "Risk Factors" in Digital Insight's most recent Annual Report on Form 10-K and Quarterly Report on Form 10-Q filed with the Securities and Exchange Commission. Digital Insight undertakes no obligation to update publicly any forward-looking statements.

PayCycle is a registered trademark, and "Do-It-With-You" and "DIWY" are service marks of PayCycle, Inc. All other product names and trademarks are the property of their respective owners.

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