SOURCE: Evolution Benefits, Inc.

January 25, 2006 11:58 ET

QCSI & Evolution Benefits Join Forces to Offer an Integrated Debit Card for Real-Time Consumer-Directed Healthcare Transactions

PHOENIX, AZ and AVON, CT -- (MARKET WIRE) -- January 25, 2006 -- QCSI® (Quality Care Solutions, Inc.), a leading provider of advanced information technology and enterprise application software and services for health insurers and benefits administrators, announced today the availability of the Evolution Benefits' Benny® benefits debit card integrated with the QCSI MyHealthBank Finance cash account management software. The integrated solution synchronizes account balances, contributions payments and debit card transactions through automated file transfers between Evolution Benefits and the Web-based MyHealthBank Finance software. It allows consumers to have instant point-of-sale access to their cash accounts by using a single Benny® benefits debit card and gives payors a powerful tool to compete in the growing consumer-directed healthcare market.

The combined MyHealthBank and Benny® solution simplifies the member's experience and reduces the administrative burden of managing Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs) and Health Reimbursement Accounts (HRAs). A member presents the Benny® benefits debit card at the point of service to make payment for an office visit or for a prescription at a pharmacy. The authorization request is submitted electronically through normal credit card authorization channels, and is either approved or denied based on specific card criteria. The Benny® benefits debit card is tied directly to all cash accounts, allowing its "stacking" capability to prioritize real-time payments from multiple accounts, such as HSAs and HRAs, based on the member's benefit plan. The MyHealthBank Finance software communicates with Evolution Benefits to update the Card with current balance information.

With one of the highest rates of auto-substantiation in the industry to verify the eligibility of expenses, the Benny® benefits debit card is integrated with MyHealthBank Finance to support:

--  Health Savings Accounts
--  Health Reimbursement Arrangements
--  Health Flexible Spending Accounts
--  Dependent Care Flexible Spending Accounts
--  Qualified Transportation Accounts

"The combination of services that this relationship offers is essential for a health plan or TPA entering the CDHP arena," stated Kevin Blank, executive vice president, sales, marketing and account management, Evolution Benefits. "The integrated program that we have developed with QCSI will speed the time-to-market for comprehensive consumer directed programs for health plans and TPAs. We'll be providing a complete portfolio of card services including auto-substantiation arrangements for retail, mail order and on-line pharmacy transactions, as well as data from medical, dental and vision providers. These services result in among the highest percentage of paperless transactions in the industry, making it the most efficient, cost effective benefits debit card available."

Blank continued, "We are delighted to be working as a team with QCSI, an industry leader committed to using technology to drive efficiencies and provide simple solutions to consumers."

Dave Engert, CEO of QCSI, stated, "We have partnered with Evolution Benefits to offer our customers an elegant solution that will automate and simplify the complexities of managing multiple accounts, and allow them to extend these benefits to their members. Our customers are able to enter into the market easily and roll-out consumer-focused plans that are supported by highly flexible and technologically advanced systems."

About Evolution Benefits, Inc.

Evolution Benefits, Inc. began operation in 2000 with a commitment to supporting the movement toward greater consumer choice in and responsibility for employee benefits. Its primary product, the Benny® benefits debit card, applies advanced payment technologies and pioneering electronic substantiation methodologies to FSAs, HRAs, Qualified Transportation Accounts and Health Savings Accounts, creating a bridge between traditional benefit structures and the evolving consumer directed benefits movement. Evolution Benefits now powers the programs of more than 80 managed care and administrative services organizations and covers more than 1800 employers, including 40 of the nation's top-ranked Fortune and Forbes companies. Please visit for more information.

About QCSI

Cited by a global independent research company as a leader for healthcare claims platforms and claims platforms for consumer-directed health and claims platforms with integrated medical management, QCSI is empowering companies for "The Next Healthcare Economy, Without Information Boundaries." The company is celebrating more than 11 years of delivering advanced technology enterprise solutions that empower health insurers and benefits administrators to automate healthcare administration, lower the cost of care and improve outcomes. QCSI's service oriented architecture (SOA) applications enable health plans flexibility to reduce costs, improve customer service, increase profitability, expand market share and prepare for government regulations, including HIPAA. Our award-winning enterprise applications include the QNXT product family (Medical, Dental, Case Management, Accounts Receivable, View, and Connect), and the web-based MyHealthBank suite (Transact, Direct, Navigator, and Finance), proven applications and solutions for the rapidly growing consumer-directed healthcare segment. Headquartered in Phoenix, Arizona, QCSI can be contacted at 888-940-6432 or, or visit our website at for more information.

QNXT, QMACS, QCSI and MyHealthBank are trademarks or registered trademarks of QCSI. U.S. Patent No. 6,879,959. Other marks referenced herein are the service marks, trademarks or registered trademarks of their respective holders.

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