SOURCE: Smart Balance Transfers

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August 24, 2010 06:00 ET

Reduce Credit Card Debt With 0% APR Balance Transfer Offers Found at

STAMFORD, CT--(Marketwire - August 24, 2010) -  In the credit card industry, longer is better when it comes to balance transfers, says, a website that allows visitors to find the best credit card balance transfer offers. The longer the 0% APR balance transfer period, the more credit card debt you can eliminate.

"0% balance transfer credit card offers are about as generous as they've ever been and provide a great opportunity for consumers with higher interest debt to secure unusually long 0% rates," said Jeff Weber of Smart Balance Transfers.

As of a year ago, many major credit card companies were only offering 0 APR balance transfer offers for 6 to 9 months. But in 2010, 0% APR balance transfer offers have been some of the strongest they have been in years. The longest 0% balance transfer currently lasts 18 months, while a number of other balance transfer offers last 15 months.

However, while the length of 0% balance transfer credit card offers has surged, balance transfer fees have increased too. Last year most credit card companies charged 3 or 4% fees. Today, fees on 0% balance transfers lasting 12 to 18 months are generally around the 4 to 5% mark. Even with this increase in transfer fees, current balance transfer offers are about as good as they have ever been -- or likely will be in the event credit card companies start to scale back on these offers in the near future.

Since the CARD act was put into place earlier this year, credit card companies are working overtime to come up with new charges and make money on things that aren't covered by the new law. Now is the time to take advantage of these longer balance transfer offers and eliminate credit card debt sooner rather than later when consumers could be subject to a whole new set of rules, fees and charges on their credit card balances.

To view the best and longest balance transfer credit card offers currently available, please visit

To read more on this topic, visit:

About Smart Balance Transfers: provides visitors with a balance transfer calculator, informational articles and the targeted information necessary to maximize the savings that can be reaped with a balance transfer credit card.

Contact Information

  • Contact:

    Jeff Weber