Swinton Insurance

July 09, 2009 07:13 ET

School Summer Holidays Create Home Insurance Hell

MANCHESTER, UNITED KINGDOM--(Marketwire - July 9, 2009) - School summer holidays significantly increase the likelihood of home insurance claims according to Swinton, the UK's leading high street insurer.

With the majority of schools breaking up for summer next week and many families opting to stay at home instead of heading overseas, Swinton is warning parents to check they have adequate cover. In 2008, Swinton saw a significant increase in the number of home insurance claims during the months of July and August.

Broken windows are one of the most common causes for insurance claims and with the summer weather proving to be the best for several years the likelihood of damage is even greater with would-be Andy Murrays and Ronaldos being blamed for the rise compared with other times during the year.

Parents without adequate insurance can face huge bills for accidental damage caused during the six to nine weeks children spend at home during the summer holidays. Damage to carpets, sofas and electronic equipment tops the list of claims during school holidays.

Steve Chelton, Insurer development manager at Swinton said: "The summer holidays is a long period of time to keep children entertained. School holidays dramatically increase the risk of an accident in the home and we would urge parents to check their home insurance policy to ensure they are covered.

Standard policies generally provide cover for accidental damage to electrical equipment e.g. TV's, hi-fi's and computers, however it is worth considering increasing the amount of accidental damage you have to cover events such as spillages on carpets."

About Swinton

- With 580 branches nationwide Swinton is the UK's largest high street insurance retailer

- Unlike many other companies in the financial services industry, Swinton is committed to keeping its branches open for business, and part of the community

- Swinton provides a one-stop-shop for the insurance and related needs of its clients, offering home, car, caravan, business, holiday, motorbike and even classic car insurance

- With a dedicated team of advisors on hand at every branch to search a panel of insurers to offer quality cover at competitive rates.

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