SOURCE: Edgeware Analytics

November 21, 2007 12:30 ET

Signature Bank of Georgia to Use Edgeware Analytics' Small Business Credit Score to Improve Origination Decisions

Fast Growing Georgia Bank Turns to ScoreEdge Small Business Loan Score

SAN DIEGO, CA--(Marketwire - November 21, 2007) - Edgeware Analytics, Inc., an innovative provider of profitability tools for small business lenders, has announced today that Signature Bank of Georgia is relying on the ScoreEdge™ small business loan decision model to improve origination decision accuracy.

ScoreEdge is an online, real-time decision tool that provides greater insight into the risk of loan approvals. Edgeware Analytics developed the statistical model by analyzing hundreds of thousands of SBA and conventional loans and their subsequent performance. ScoreEdge examines the same application time data available to the loan officer and returns a three digit score that helps predict the loan's future performance.

Signature Bank of Georgia will be accessing ScoreEdge seamlessly through fisCAL, a Vision Software Solutions financial analysis application. ScoreEdge is available to all fisCAL customers through a special partnership between Edgeware Analytics and Vision Software Solutions.

"Signature Bank prides itself on adopting leading technology to ensure an efficient and risk-controlled environment," said Freddie Deutsch, Chief Executive Officer and President of Signature Bank of Georgia. "Edgeware's ScoreEdge product gives us a powerful predictive tool when it matters most -- at origination time. And with the seamless integration with fisCAL we obtain the ScoreEdge score report with the click of a button in our financial analysis software."

"Signature Bank of Georgia has proven with its rapid growth that it is a leading small business lender," said Dan Shoham, Chief Executive Officer of Edgeware Analytics, Inc. "We are proud that Signature Bank has deployed ScoreEdge into their origination processes."

About Edgeware Analytics, Inc.

Edgeware Analytics, Inc., an innovative provider of customized and generic profitability tools to lenders, combines expertise in statistical modeling and credit evaluation to create profit-enhancing predictive models and systems. Used by national lenders, certified development companies, credit unions and community banks; Edgeware's ScoreEdge™, ScoreEdge504™, RiskRate™ and Oscore™ products, work in conjunction with a lender's established underwriting procedures to measurably improve the accuracy of small business credit approvals. Edgeware's Small Business Loan Exchange™ is an on-line forum connecting SBA lenders with deals not fitting their lending criteria to lenders seeking available deals. Additional information can be found at:

About Signature Bank of Georgia

Signature Bank of Georgia has three locations to service the Dunwoody, Sandy Springs, Forsyth and Metro Atlanta communities. It provides a full range of services, featuring local, dedicated Relationship Managers. Since its inception in 2005, Signature's total assets have grown to over $150 million. Additional information can be found at:

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