Swinton Insurance

September 20, 2009 19:01 ET

UK Van Drivers Fail On MOTs

MANCHESTER, UNITED KINGDOM--(Marketwire - Sept. 21, 2009) - A quarter of van drivers in the UK have driven without a valid MOT, according to Swinton Commercial, one of the UK's leading providers of van insurance.

A poll of 2,500 van insurance customers revealed 27% of commercial vehicle drivers have driven without a valid MOT with 'forgetting the renewal date' the main reason given for failing to renew an MOT certificate.

Swinton Commercial is warning van drivers that failing to have an up-to-date MOT could invalidate their insurance in the event of an accident and impact on future insurance premiums.

According to figures recently published by the Vehicle and Operator Services Agency (VOSA), large vans - those weighing between 3,000kg and 3,500kg - have a MOT failure rate almost ten per cent higher than cars and small vans. According to VOSA figures, the top three causes of MOT failure for large vans were brakes, at 32 per cent, lights at 29.8 per cent, and suspension at 14.9 per cent. Phil Moss, Commercial Vehicle Manager at Swinton said: "Any vehicle over three years old needs to pass an MOT test before it can be considered roadworthy. Driving a vehicle without an up to date MOT certificate - whether deliberate or not - can land you a fine and invalidate your insurance.

About Swinton

- Swinton Commercial is the dedicated commercial insurance division of the Swinton Group

- Swinton Commercial was awarded Commercial Lines Broker of the Year 2008 and is a finalist at the British Insurer Awards 2009

- With 580 branches nationwide Swinton is the UK's largest high street insurance retailer

- Unlike many other companies in the financial services industry, Swinton is committed to keeping its branches open for business, and part of the community

- Swinton provides a one-stop-shop for the insurance and related needs of its clients, offering home, car, caravan, business, holiday, motorbike and even classic car insurance

- With a dedicated team of advisors on hand at every branch to search a panel of insurers to offer quality cover at competitive rates

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