November 17, 2009 09:05 ET

Uncovered: Defensive Medicine Runs Up Health Care Costs According to

ARROYO GRANDE, CA--(Marketwire - November 17, 2009) - As increasing numbers of Americans become preoccupied with the healthcare in this country, companies who know medical insurance like are revealing the facts about defensive medicine. In response to increased lawsuits and malpractice insurance concerns, doctors are ordering multiple unnecessary tests and other procedures in order to cover themselves.

Defensive medicine is when doctors run unnecessary tests, do consultations and hospitalize patients to prevent being open to allegations of misconduct. In 2008, a survey of almost 900 doctors revealed that 80% have engaged in defensive medicine. The Massachusetts Medical Society who administered the survey estimates such testing costs approximately $281 million and unnecessary hospitalization costs around $1.1 billion. Another study in 2005 discovered that 93% of doctors practice defensive medicine.

Congress is looking at such costs in order to get a realistic overview of the cost of health care in America. There is an ongoing debate as to whether or not the high cost of healthcare rests at the feet of defensive medicine and lawsuits or whether it is because of the poor medical care people are receiving.

Dawn Carolan, of, states, "No one is denying medical mistakes do happen. However the entire lawsuit system continues to be abused. Awards are far too high, creating a need for doctors to carry outlandish amounts of malpractice insurance coverage and to practice defensive medicine." Doctors can pay from $3,375 in malpractice premiums to $201,808 annually, depending on which state they practice in and what their specialty is. Obstetricians and gynecologists in Florida pay the most.

An experiment at the University of Michigan Health System gives doctors the option to communicate, provide monetary compensation for mistakes and avoid the time and money involved in lawsuits. It has contributed to huge drops in malpractice claims and a decrease in open claims backlog. It proves that removing the lawsuit option from the equation is good for the bottom line of health care costs.

For additional information, Contact: Dawn Carolan, at 877-812-5111 or online at is an easy-to-use, effective service that allows individuals looking for any type of insurance to get exactly what they need all in one place. You can find answers to the questions you have regarding the type of insurance you are looking for and get quotes on plans that are customized to your needs all in one place. Get quotes for major medical insurance, family health insurance and group medical insurance.

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