SOURCE: Advanced Credit Technologies, Inc.

Advanced Credit Technologies, Inc.

April 08, 2015 08:00 ET

Advanced Credit Technologies, Inc. Will Also Offer "Payroll" Cards in Its Platform

MINNEAPOLIS-ST PAUL, MN--(Marketwired - Apr 8, 2015) - Advanced Credit Technologies, Inc. (OTCQB: ACRT) has issued the following update on the Company's business and objectives going forward in 2015.

Advanced Credit Technologies, Inc., a Minnesota-based credit repair software technology company and Capstone Data, a CA- based financial services corporation specializing in innovative payments, and technology solutions, entered an agreement to develop a prepaid card program for US and Global consumers. TurnScor MasterCard® Prepaid Card; this highly anticipated new card program launches in the 2nd Quarter of 2015. We expect this card will open up new business opportunities for us, and we see this as the first of many business opportunities in United States and around the globe.

The TurnScor MasterCard® Prepaid Card will provide consumers convenient payment options, including credit management, repairing and managing their own credit profile, a shopping network to save thousands of dollars from 300,000 participating merchants, a unique lock and unlock technology for safe and secure card transactions. Furthermore, consumers will have convenient payment options, making purchases and paying bills on line, and getting those accounts reported to a credit bureau. Cardholders will be able to load additional money onto their prepaid cards by going online, using a mobile app, or by going to participating money loading establishments. MasterCard® has been a leader in global payments technology for decades, having built one of the worlds' most advanced processing networks. Both Advanced Credit Technologies, Inc. and Capstone Data are proud to have MasterCard® as the network provider. The TurnScor MasterCard® Prepaid Card is a big step for Advanced Credit Technologies, Inc.

Among other verticals and marketing strategies, Advanced Credit Technologies, Inc. will be offering prepaid cards to small and medium sized businesses to help them manage expenses and deal with disbursing money to employees for on the job expenses. With ever increasing costs and competition, small- to medium-sized businesses are looking for a way to offer benefits to employees and eliminate costs. Having "employers," use, the TurnScor Card as a "payroll" method solves problems on both ends. First, it decreases the "cost" of paper checks, ACH fees, and is easier for the PAYROLL department; secondly, it offers the "employee" a real benefit with our suite of products. This method is "FREE" to the employer, and "FREE" to the employee. No more paper checks. No more unnecessary fees, the Electronic Payments Association estimates that employers can save between $2.87 and $3.25 per disbursement by using direct deposit instead of paper paychecks. No more reconciliation headaches. The TurnScor MasterCard® Prepaid Payroll Card will allow business owners to go green while also eliminating check fraud and increasing employee loyalty, satisfaction and retention.

Unbanked and underbanked employees no longer have to pay check-cashing fees.

A Flexible Payment Solution For Any Industry

The TurnScor Card can be customized to meet the needs of any industry. Municipalities, direct response companies, camps, higher education institutions, hospitality companies, nonprofits -- you name it.

Chris Jackson of Advanced Credit Technologies, Inc. stated, "This is a very promising vertical for the launch of our TurnScor Pre-Paid Platform. What small- to medium-sized business wouldn't want to "SAVE" money on payroll, and then offer employees real benefits that can change their lives?" A happy employee is a productive one.

Advanced Credit Technologies, Inc., has deftly steered towards the prepaid market by joining forces with Capstone Data. Mr. Jackson, and his team have a strong partner in the US market. The launch of the TurnScor MasterCard® Prepaid Card will help increase company's footprint even further, as part of the company's strategy for worldwide expansion.

"We're honored to have the chance to be partnered with Capstone Data who has an exceptional command of emerging technology and we're excited to be partnering with them," says Chris Jackson "Our two organizations have formed a strategic alliance and we are extremely confident in the creation of this partnership."

About Advanced Credit Technologies, Inc.

ACRT, founded in the U.S. in 2008, launched its first platform to help consumers to repair their own credit profiles from the privacy of their home or office. Having attained a leadership position in the U.S., providing white labeled and web based credit repair solutions to thousands of consumers and hundreds of businesses, ACRT is expanding into the prepaid market sector. The impending launch in the USA, the world's largest payments market, is a key milestone in the company's history. Prior to official "launch" of the TurnScor Card, ACRT will be offering "FREE" access to the credit repair platform ( to the registered visitors of TurnScor Card website ( to further inquire and learn all of the benefits the TurnScor Card.

About Capstone Data

Capstone Data based in Los Angeles, CA. Capstone Data is a technology-based financial services company dedicated to providing customers innovative merchant processing services and groundbreaking prepaid debit card solutions. Capstone's global platform supports virtually any prepaid, debit or credit program in plastic, virtual, or mobile form. Capstone builds profitable, differentiated payment products and services that meet specific customer needs.

Safe Harbor:

From time to time, the Company may issue news releases that contain "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934, and is subject to the safe harbor created by those sections. This material may contain statements about expected future events and/or financial results that are forward- looking in nature and subject to risks and uncertainties. For those statements, the Company claims the protection of the safe harbor for forward-looking statement provisions contained in the Private Securities Litigation Reform Act of 1995 and any amendments thereto.

Any statements that express or involve discussions with respect to predictions, expectations, beliefs, plans, projections, objectives, goals, assumptions, or future events or performance are not statements of historical fact and may be "forward-looking statements." "Forward-looking statements" are based upon expectations, estimates, and projections at the time the statements are made that involve a number of risks and uncertainties that could cause actual results or events to differ materially from those anticipated.

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