Asda Money t/a Asda Financial Services Limited

August 17, 2012 01:00 ET

Are You Covered for Your European Trip?

LEEDS, UNITED KINGDOM--(Marketwire - Aug. 17, 2012) - Driving across Europe to your holiday destination can be a fun experience providing holidaymakers with a real sense of adventure. But if you are driving in Europe think about breakdown cover, urges Asda Money.

From the dizzying heights of the French Alps to the sunny shores of the Spanish Costas, it is possible to drive to most destinations in Europe. Whilst a number of British motorists may think about sightseeing on their trip, many might forget to take out adequate breakdown insurance.

Research from Asda reveals that 86%* of people have visited Europe, yet many of those who have driven in Europe might not have taken out adequate car breakdown cover.

Driving without car insurance is illegal, however, with breakdown it is not. If you do not have car breakdown cover for Europe and you have an accident in a foreign country, you can end up spending a small fortune in costly repairs.

Here are some useful hints and tips on what to do when driving overseas.

Legal requirements

A number of European states have legal requirements for motorists, which are different to the UK. For example, in Croatia and a number of other members of the EU it is a legal requirement that drivers carry a florescent vest in the vehicle whilst driving**. It is also illegal to drive in Croatia without dipped headlights from the last weekend in October until the last weekend in March.

It would be advisable to check the travel details of your destination country with the Foreign & Commonwealth Office before your journey.

Essential items

Whether you're driving in Europe or not, there are a few items which motorists should take with them in their vehicle. This may include a blanket, bottle of water, dry food and a torch.

When overseas other essential items to consider included your valid passport and photocopies, a phrase book and any insurance details you may need for your vehicle. It is also always worth getting out an E111 European Health Insurance Card should you need to access medical services when you are in another EU country.

Notes to editor

* Asda Insurance Research (Nov 2011) 86.51% of 904 people surveyed said they had visited the European continent.

** Foreign Office Travel information

About Asda Breakdown Cover

  • 78% of cars fixed at the roadside*
  • Average response time around 40 minutes^
  • 98% of customers satisfied with our service-
  • Cheaper than the AA & RAC**
  • Pay annually and save £20 on UK breakdown and European cover

* Fix rate of 78.4% taken from 42,867 invoices during 1 January to 31 May 2012

^ Response time of 40.0 minutes taken from 25,517 customer questionnaires during 1 January to 31 May 2012

- Customer satisfaction of 98.4% taken from 25,517 customer questionnaires during 1 January to 31 May 2012

** Based on Asda UK Breakdown Cover compared to the nearest equivalent level of cover from the AA and RAC. Competitor's prices include discount available on 03/07/12 (online and call centre).

Asda Money is a trading name of Asda Financial Services Limited. Asda Financial Services Limited uses a selection of companies to provide its products and services. Asda Financial Services Limited and Asda Stores Limited act as Introducer Appointed Representatives to Liverpool Victoria Insurance Company Limited for Breakdown Cover. Britannia and Britannia Rescue are registered trademarks and are trading styles of the Liverpool Victoria group of companies. Liverpool Victoria Insurance Company Limited, registered in England and Wales number 3232514 is authorised and regulated by the Financial Services Authority, register number 202965. Registered address for all Liverpool Victoria companies: County Gates, Bournemouth BH1 2NF.

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