SOURCE: Billeo, Inc.

December 07, 2011 08:00 ET

Cartera Commerce and Billeo Partner to Help Consumers Find and Redeem Card-Linked Offers as They Search and Shop the Web

Industry-First Solution Enables Banks and Loyalty Programs to Drive Revenue by Expanding Consumer Adoption of Multi-Channel Card-Linked Offers

LEXINGTON, MA and SANTA CLARA, CA--(Marketwire - Dec 7, 2011) - Cartera Commerce, the leading provider of card-linked marketing solutions, and Billeo, Inc., creator of browser apps that help consumers save time and money while shopping or paying bills online, today announced a strategic partnership and a joint solution to help consumers find and redeem multi-channel card-linked offers -- from both online and in-store retailers -- as they search and shop the Web. The new solution, combining Cartera's award-winning card-linked offer platform with Billeo's patented context-aware browser technology, will instantly alert consumers browsing the Web to relevant card-linked offers in Web search results and on retailers' Websites. By driving increased consumer adoption of relevant, card-linked offers, Cartera and Billeo's joint solution will help banks and loyalty programs drive incremental revenue and customer engagement, and enable retailers to drive incremental sales and customer loyalty.

"Cartera is the clear market and product leader in card-linked offers," said Murali Subbarao, CEO of Billeo, Inc. "We're partnering with Cartera to create this solution because they have the most comprehensive platform, proven success and reach with leading banks and airlines, and the largest number of merchant offers. Our combined technologies give us an edge that will make a substantial difference for banks and loyalty programs looking to expand the reach of their card-linked offer programs."

"We chose to partner with Billeo for its unparalleled, context-aware browser technology," said Marc Caltabiano, VP of Products & Marketing for Cartera Commerce. "Billeo's ability to deliver highly relevant card-linked offers to consumers as they search and shop online is a perfect complement to our bank and loyalty clients' own direct offer marketing channels. Marrying contextual online offer discovery with offline offer redemption will drive sales for our expanding base of national and local in-store advertisers."

How It Works
Cartera and Billeo's joint solution will instantly and seamlessly alert shoppers to available card-linked offers as they are searching and shopping online. Shoppers simply install a browser app from a participating bank, airline or loyalty program. Then, as they shop online, relevant card-linked shopping offers from both online and in-store retailers will be displayed automatically.

For example, if a shopper searches for "TVs" on Google, he may see an offer from his bank to earn $3 cash back for every $100 spent at his favorite online electronics retailer. Alternatively, a local shopper reviewing the menu on the Web site of his local pizza place may see an offer to earn $1 cash back on every $10 spent in store. Online offers are redeemed by clicking the offer and purchasing from the retailer's Website, while in-store offers are redeemed simply by swiping a registered credit card in the retailer's store.

Cartera will deliver the solution as an integrated marketing module available to customers running its card-linked offer platform. The joint product is currently in limited release with select customers.

About Cartera Commerce
Cartera Commerce is the leading provider of card-linked marketing solutions that increase revenue and customer loyalty for merchants, banks, issuers and loyalty programs. For merchants, Cartera powers the industry's largest card-linked advertising network that targets shopping offers to more than 150 million loyal consumers and tracks in-store and online sales. For banks, issuers and loyalty programs, Cartera provides the industry's most comprehensive card-linked offer platform that powers personalized in-store and online shopping programs that build consumer engagement, maximize card spend and create new revenue streams. Cartera's platform delivers card-linked offers via multiple digital marketing channels including Websites, online banking, email, mobile, social media and browser apps. Four of the five largest financial institutions, four of the five largest airlines and thousands of merchant advertisers drive incremental revenue with Cartera's fully-managed, performance-based solutions. The company is headquartered in Lexington, MA and has significant operations in Atlanta, GA. For more information, visit

About Billeo, Inc.
Billeo, Inc. creates apps that help consumers save time and money while shopping or paying bills online. By helping consumers take full advantage of their financial relationships and loyalty programs, Billeo's free browser and mobile apps save the average user nearly 10 percent on each purchase. Billeo also provides financial institutions like American Express, Discover, US Bank, Wells Fargo and Visa with context-aware shopping and bill pay technologies, helping them better interact with their customers online. More than 40 banks, 20,000 billers, 1,500 merchants and six of the top 10 card issuers are part of the trusted Billeo network. Billeo was listed as one of the fastest growing private companies by Inc. Magazine and named the 2011 best e-commerce site by the American Business Awards. For more information about Billeo, Inc. visit