SOURCE: ClaimLinx


March 23, 2010 11:00 ET

ClaimLinx Sheds Light on Health Insurance Reform

CINCINNATI, OH--(Marketwire - March 23, 2010) -  The new Health Care Reform law will bring huge savings to business owners and will provide better benefits to employees.

The Administration believes that comprehensive health reform should:

  • Reduce long-term growth of health care costs for businesses and government
  • Protect families from bankruptcy or debt because of health care costs
  • Guarantee choice of doctors and health plans
  • Invest in prevention and wellness
  • Improve patient safety and quality of care
  • Assure affordable, quality health coverage for all Americans
  • Maintain coverage when you change or lose your job
  • End barriers to coverage for people with pre-existing medical conditions (

ClaimLinx has a better solution to take immediate advantage of this!

ClaimLinx, LLC is a Cincinnati-based benefits administrator. Tom Quigley, National Sales Consultant, says, "The real solution is to cut the cost of benefits. Obama wants to reform the way we pay for healthcare in America." The maverick advisor continues, "His tax proposal does little more than rearrange deck chairs on the Titanic. Why isn't he promoting existing solutions to make health care more affordable, without enriching the insurance agents and carriers who clearly aren't getting that job done?"

Quigley's "Simple Option Solution," or SOS, takes advantage of a 1954 tax law as well as a 1974 federal law, Internal Revenue Code Section 105b, enables employers to reimburse their employees for medical costs incurred by themselves, their spouses, and their dependents. This, in turn, lets employers buy less expensive, higher-deductible insurance coverage -- then reimburse their employees directly for the difference between the old deductible and the new. This can be used for individual insurance as well.

The net result, Quigley reports, generally cuts costs 10-80% off of traditional benefit programs. That saves employers money and no business can avoid passing up savings with the current state of the economy.

"Unfortunately, traditional health insurance agents, and even some carriers, are reluctant to embrace the strategy," Quigley continues. "Refinancing health benefits through the 105 plan is a smart move, just like refinancing your house when rates drop. Yes, it cuts out the insurance 'middleman.' And the middleman never likes to be cut out! A average family health insurance premiums exceed $13,375 annually. The new administration needs to look outside the currently insurance-dominated system for real solutions."

More information is available online at or contact Erika deStefano at 513.677.6262 for a free quote today!

Contact Information

  • Contact:
    Erika deStefano