February 01, 2010 19:00 ET

Come Dine With Me: Home Insurance Claims Star as the Uninvited Guest

MANCHESTER, UNITED KINGDOM--(Marketwire - Feb. 1, 2010) - Home insurance claims are on the rise due to increasing numbers of accidents resulting from dinner parties.

Swinton, the UK's leading retailer of home insurance believes the popularity of TV shows such as Channel 4's Come Dine with Me could be contributing to the hike in claims.

An online survey of 1,200 customers found that 67% of homeowners had hosted a dinner party which resulted in an accident in the last six months.

Of those polled 28% had made a claim for damage to furnishings and electrical equipment caused by dinner guests. The most common accident during a dinner party was spilling red wine on the carpet.

Other common accidents cited by homeowners included spilling food on the carpet, breaking electrical items, cigarette burns in the carpet or sofa and scratching the dining room table.

Steve Chelton, insurance development manager at Swinton said, "The majority of people have contents insurance for their homes but they should still be extra vigilant when holding dinner parties, especially when alcohol is concerned.

"Claiming for damage to items following drunken mishaps can cause contents insurance premiums to rise steeply , result in loss of no claims bonus' and most policies will have an excess to pay."

About Swinton

- With 580 branches nationwide Swinton is the UK's largest high street insurance retailer

- Unlike many other companies in the financial services industry, Swinton is committed to keeping its branches open for business, and part of the community

- Swinton provides a one-stop-shop for the insurance and related needs of its clients, offering home, car, caravan, business, holiday, motorbike and even classic car insurance

- With a dedicated team of advisors on hand at every branch to search a panel of insurers to offer quality cover at competitive rates.

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