SOURCE: Informa Research Services, Inc.

Informa Research Services, Inc.

January 13, 2010 14:57 ET

Could You Do More With Your Money? Asks Informa Research Services

CALABASAS, CA--(Marketwire - January 13, 2010) - It is no secret that many consumers may be low on cash right now, but could they be paying less to borrow, and receiving more when they save? Informa Research Services, a subsidiary of Informa plc (LSE: INF), suggests consumers look at rates regularly to stay aware of what rates are available (


Lenders, such as and Bank of America, are still offering attractive rates well below the current national average of 5.29% on a 30-year fixed mortgage (Source: Informa Research Services Interest Rate Review). Depending on a consumer's individual situation, now may be a good time to think about refinancing their current home loan. The best way for homeowners to scope out current refinance mortgage rate offerings is to look at online rate tables, such as those found on


Numerous banks and credit unions offer promotional rates that are much higher than regular rates. Consumers should not hesitate to take advantage of these rates. More often than not, these promotional rates are only granted upon the completion of various other tasks, such as online banking, a minimum number of debit transactions, or automatic deposits. Use the internet to quickly locate the best deal in your area.

Credit Cards

Credit cards are notorious for having low- or zero-percent introductory APRs before skyrocketing to double-digit APRs. It is a good idea to check online card comparison tables to see what offers are currently being offered. If you have good credit, there's no reason to pay more than necessary to use it. Furthermore, new credit cards come out all the time, and frequently with new, exciting benefits for the credit savvy spender.

Consumers should regularly check what rates are available. The best way to do this is using online resources that aggregate current offers on a regularly updated comparison table.

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About Informa Research Services, Inc. (

Since 1983, Informa Research Services, Inc., has provided the financial industry's most extensive array of market research, mystery shop, and decision-support information.

Contact Information

  • Contact:
    James Royal
    Phone 818-880-8877
    Fax 818-880-2069
    26565 Agoura Road, Suite 300
    Calabasas, California 91302-1942