SOURCE: NerdWallet


February 08, 2011 09:07 ET

Credit Card Cupid: Making the Most of Credit Cards for Valentine's Day

America's Credit Card Watchdog and CEO of NerdWallet Has Timely Tips

NEW YORK, NY--(Marketwire - February 8, 2011) - After splurging on the holidays, Americans are still in a gift-giving mood as evident by a recent National Retail Federation survey that projects higher spending on the February 14 Valentine holiday.

Tim Chen, the founder and CEO of NerdWallet, says now is the time to let your credit card help you finance a holiday to remember. According to the NRF survey, the average person will spend $116.21 on Valentine's Day merchandise this year, up 11 percent over last year's $103.00, with total holiday spending expected to reach $15.7 billion.

"This means consumers have many opportunities to capitalize on the current offers and rewards that credit card companies are offering, whether they want to whisk their partner to a private retreat; treat his/her senses to an exquisite meal or let a diamond tell her it's forever," says Chen.

NerdWallet has compiled a list of current offers that will help consumers to romance the credit card for some truly great deals this Valentine's Day. If you're a member of any of these rewards programs, here's how much you can save:


  • 20% bonus cash back through ShopDiscover at most flower shops -- FTD/1-800-flowers/Teleflora/etc.
  • 25 Continental OnePass Miles per $1 spent at 1-800-Flower, plus a bonus 100 miles. Double the miles if you use a Continental Chase card, like the new 50k bonus mile Continental OnePass Plus card.
  • 10-20 bonus points at various flower shops with Chase, BofA, and Wells Fargo rewards malls.


  • 6 BofA WorldPoints per $1 spent at Godiva, or 5% cash back at ShopDiscover.
  • 20 points per $1 spent at Blue Nile with Hilton Honors, or 5% with ShopDiscover.
  • For more manly gifts:
    • 3 points per $1 at Bose with Chase Ultimate Rewards.
    • 5% cash back at Sony Style with ShopDiscover, or 3 bonus points with Amex Membership Rewards.
    • 5 points per $1 at Dick's Sporting Goods with Chase Ultimate Rewards, or 5-10% cash back at ShopDiscover.

For a couples' retreat:

  • 5% cash back on Celebrity Cruises with ShopDiscover, or 3% with Citi Bonus Cash.
  • 10 bonus points per $1 at Fairmont Hotels with Amex Membership Rewards.
  • 3 bonus points per $1 at Fairmont with Chase or with Bank of America World Points 

About NerdWallet

NerdWallet, one of the nation's premier credit card search sites, taking the headache out of finding credit cards online, and saving users money in the process. NerdWallet currently follows more than 1,000 credit cards, so users just need to answer a few questions about their needs, and are presented with a straightforward ranking of the best cards for their situation, such as rewards credit cards, balance transfer credit cards, or cash back credit cards. For more information, visit, the company's blog ( or follow them on Twitter (

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