SOURCE: Total Debt Relief

September 20, 2010 12:00 ET

Credit Card Debt Help: Consumers Find Professional Assistance

Excessive Credit Card Debt Has Almost Become an Epidemic; Total Debt Relief Reveals Resources and Programs Available for Credit Card Debt Help

LOS ANGELES, CA--(Marketwire - September 20, 2010) -  For some consumers it's hard to imagine a life where credit card debt is not a constant form of stress. Many Americans are desperate for credit card debt relief. In fact according to Google search results, the term "credit card debt help" was searched 22,200 times in the month of August 2010. It's no surprise that those struggling with credit card debt are looking for help in the comfort of their own homes, on their computers. Debt can be an embarrassing burden.

Consumers should know they are not alone when it comes to credit card debt. Thousands of Americans are finding themselves in unimaginable amounts of credit card debt, some as high as $85,000. Because credit card debt has become such a problem, a program aimed at credit card debt and other forms of unsecured debt has become more popular.

This program is called debt settlement, otherwise known as debt negotiation. Debt settlement agents use their relationship with major creditors in order to reduce overall credit card debt amounts. If the creditor and settlement agent come to an agreement, in some cases, a consumer can have up to 50% of their debt erased and forgiven. The program can last anywhere from 24 to 36 months.

Due to the popularity of these debt settlement programs, the US government has put new laws into effect starting at the end of October. The regulations will aim to make the practice of debt settlement safer and more legitimate. These laws were created to protect consumers in debt and ensure their debt is settled by credible debt settlement companies.

Total Debt Relief offers consumers a free debt consultation which can be taken advantage of at their company website:

Contact Information

  • Contact:
    Rob Jones