SOURCE: Total Debt Relief

Totaldebtrelief.net

July 11, 2010 18:00 ET

Credit Card Debt Program Available to Consumers in Search of Debt Relief

Americans Seeking Debt Relief Are Finding It Through Professional Credit Card Debt Programs; Total Debt Relief Explains Where and How to Find Them

LOS ANGELES, CA--(Marketwire - July 11, 2010) -  Americans might be hearing that the unemployment rate has decreased and more consumers are finding jobs, but what hasn't changed is the credit card debt crisis we are facing today. Thousands of Americans are trapped with staggering amounts of debt and are in need of a professional credit card debt program.

It's no surprise with all the fees and interest rates attached to credit card use, that some consumers are seeing debt amounts as high as $80,000. While this amount might seem impossible to eliminate, an effective new debt relief program has the potential to reduce relatively high credit card debt amounts.

Of course some debt amounts are simply too high and require bankruptcy, but some consumers jump the gun a little too quickly when considering bankruptcy. Bankruptcy should be the last option for a credit card debt relief program. One of the most popular forms of a bankruptcy alternative are debt settlement and debt consolidation. These programs are often overlooked by consumers who can benefit from them.

Debt settlement and debt consolidation as an alternative:

Debt settlement is a credit card debt program that works with creditors to eliminate principle debt amounts by up to 50%. When successful, over the course of 24 to 36 months consumers in credit card debt can pay off a portion of their debt and be completely debt free. Many of these programs can be found online and offer free consultations at no charge.

Debt consolidation combines multiple debts into one. This program requires a loan which a consumer will have to pay back over time. In some cases debt consolidation programs are able to lower interest rates on the various debts.

Total Debt Relief offers a free debt evaluation at their company website:

www.totaldebtrelief.net/

Contact Information

  • Contact:
    Rob Jones
    877-246-4592