SOURCE: National Debt Relief Program

NationalDebtReliefProgram.org

October 06, 2010 14:07 ET

Credit Card Debt Relief and Consolidation Programs Needed Now More Than Ever

As the Economic Downturn Continues Unabated, National Debt Relief Program Discusses the Need for Debt Relief Programs as Well as How to Obtain Debt Help

LOS ANGELES, CA--(Marketwire - October 6, 2010) -  Credit card debt relief and consolidation programs as well as programs to help with other types of personal debt such as medical bills continue to be needed now more than ever.

While there are government programs to aid in such personal debt as mortgages and federal student loans, no such government programs exist for other types of unsecured debt such as credit card debt. Relief and consolidation programs however continue to offer timely help and hope during this time of economic uncertainty. Additionally, mortgage refinance and tax relief services are also contributing to the economic recovery.

Currently, a stunning number of Americans, 52 million, are receiving life-sustaining assistance from government anti-poverty programs, such as food stamps, unemployment benefits, Medicaid and Medicare. This has already stretched a social safety net system that is designed to handle significantly less people to its limit.

Additionally, over the past few years the percentage of Americans living paycheck to paycheck has dramatically increased. In 2007, 43 percent of Americans were living paycheck to paycheck. In 2008, the percentage increased to 49 percent. In 2009, the number skyrocketed up to 61 percent. The most recent number for 2010 has exploded to 77 percent.

This means in our nation of 310 million citizens, 239 million Americans are living on the edge and millions more are in danger of having to rely on government assistance for survival. In the midst of these conditions, credit card debt, medical bills, and other debt must somehow be paid.

Debt relief, credit counseling, and debt consolidation providers offer credit card debt relief programs that work without the use of loans, without the need for being a homeowner, and without the need for a credit check. Rather, by working directly with a person's creditors these programs are able to achieve the highest amount of debt relief possible.

National Debt Relief Program offers a free debt analysis that can be taken advantage of at their website:

www.nationaldebtreliefprogram.org

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