SEATTLE, WA--(Marketwired - May 15, 2014) - Today, CreditCardChaser.com, an expert authority on credit cards and credit, announced the best credit cards to prevent identity theft. Identity theft is a very real problem that can result in damages to a consumer's finances, credit history, and reputation. Luckily, many credit card issuers have programs in place to help consumers that have fallen victim to identity theft. These programs ensure that consumers are fully protected against unauthorized purchases, and they offer various other fraud protections.
To create their ranking of the best credit cards for identity theft, Credit Card Chaser experts weighed security programs, rewards, introductory offers, annual fees, customer reviews, and expert opinions. According to their findings, here are the best credit cards to use to prevent identity theft:
With the Discover it card, cardholders are never responsible for unauthorized purchases on their Discover card. U.S.-based Fraud Specialists monitor every purchase, every day and will alert cardholders of unusual activity by email, phone, or text. In addition, there are no annual fees, overlimit fees, or foreign transaction fees, and there is a 0% intro APR on purchases and balance transfers for 14 months. Users can earn a generous 5% cash back on up to $1500 spent in rotating categories (currently Home Improvement Stores & more) and 1% cash back on all other purchases. Cardholders also receive a free FICO score on all monthly statements.
The Citi Simplicity Card is another excellent card to use to prevent identity theft. With this card, users have a $0 Fraud Liability Guarantee on Unauthorized Charges, as well as access to Citi's Identity Theft Solutions program. This program allows consumers to identify compromised accounts, file police reports, and take steps to get their good name and credit back. There are no late fees, penalty rates, or annual fees ever, and cardholders enjoy a 0% intro APR on balance transfers and purchases for 18 months.
Citi Dividend Platinum Select Visa Card
The Citi Dividend Platinum Select Visa Card rounds off CreditCardChaser's list of the best credit cards to prevent identity theft. This card also offers $0 Fraud Liability Guarantees on Unauthorized Charges, as well as Citi Identity Theft Solutions. There is no annual fee, and cardholders enjoy a 0% intro APR on purchases and balance transfers for 12 months. Users also earn 5% cash back every quarter in must have categories (currently purchases at the Home Depot, home furnishing, and home and garden stores) and 1% cash back on all other purchases. They can even earn $100 cash back after making $500 in purchases within the first 3 months of account opening.
These are the best credit cards to use to prevent identity theft. For more information on how you can stop identity theft, access Credit Card Chaser: http://www.creditcardchaser.com/how-can-i-prevent-identity-theft/
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