SOURCE: Creditnet


June 12, 2014 14:24 ET Announces the Best Ways to Save This Fourth of July

NEW YORK, NY--(Marketwired - Jun 12, 2014) -  From food to festivals to fireworks, people go all out for the nation's independence day. And with the long 3 day weekend and warm summer weather, this year's Fourth of July is sure to be extra special. But, before consumers start busting their wallets planning Fourth of July celebrations, there are ways to save money (while still having fun). Check out these easy tips from personal finance expert on saving this Independence Day:

  • Shop smart. For those who are hosting a party or having a BBQ, it is important to start shopping early. Research local sales and deals, and try to find coupons in local papers or online to help lower costs. Everyone is firing up the grill, so it's safe to say that grocery stores will be marketing burgers, chips, and hot dogs. Finding the best deal can lower costs a lot. Also, consider buying the food and drinks in bulk at a discount warehouse, like Costco or Sam's Club. These stores offer the best prices for a large amount of food and alcohol. People having a large party will surely end up saving significant amounts.

  • Keep it simple. Consumers throwing a party may be thinking about decorations, utensils, outfits, and more. It's easy to rack up purchases for American-themed tablecloths, party favors, balloons, confetti, plates, napkins, etc... But one does not need it all. For those who want to decorate, keep it simple. Buy some red, white, and blue balloons from the dollar store and blow them up. And before buying new punch bowls, dishes, tables, or other party staples, think about asking a friend to borrow theirs.

  • Travel smart. Travelers should try to cut out expensive costs by using travel-savvy apps and doing all the research beforehand. Plan in advance to get the cheapest deals. Also, use tools like Groupon or LivingSocial to get discounts. GasBuddy can help you find the cheapest gas in your area, and travelers who are flying should use a travel site which compares prices, like Kayak or Expedia. Comparing options and planning ahead can easily save travelers money on their Fourth of July vacation.

  • Use a credit card that rewards consumers for their purchases. From staying at home and enjoying the fireworks or taking a cross country roadtrip, use a credit card that offers rewards for the things you buy most. Many cards offer rewards for everyday purchases, like groceries and gas. Some of these cards offer up to 6% cash back, so cardholders can save a lot. For those traveling, use a travel credit card. These will reward consumers for purchases on airlines, hotels, rental cars, and more.

The Fourth of July doesn't have to be expensive. Follow Creditnet's tips, and enjoy this Independence Day without any financial worries!

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