NEW YORK, NY--(Marketwired - Apr 15, 2014) - Today, Creditnet.com announced their ranking of the top credit cards that offer free FICO credit scores. Unlike most credit cards, these cards allow consumers to access their FICO credit scores for free. It used to be that the only way to get your credit score was once a year from AnnualCreditReport.com or by paying a service each month. However, with these cards, users get ongoing free access to their real FICO. Not only will it help them know where they stand, but it can also be incredibly helpful to maintaining good credit.
In creating their ranking of the top credit cards that offer free FICO scores, Creditnet experts weighed rewards programs, introductory offers, annual fees, customer reviews, and expert opinions. According to their findings, here are the best cards that offer free FICO credit scores on the market today:
The Discover it card has free FICO scores on all monthly statements to help consumers stay on top of their credit. In addition, there are no annual fees, overlimit fees, or foreign transaction fees, and cardholders get 0% APR on purchases and balance transfers for 14 months. Users can earn 5% cash back on up to $1500 spent in rotating categories (currently Home Improvement Stores, Furniture Stores, and Bed, Bath, & Beyond) and 1% cash back on all other purchases.
Barclaycard Rewards MasterCard - Average Credit
Like the Discover it card, the Barclaycard Rewards MasterCard - Average Credit is an excellent card offering complimentary FICO scores as a benefit to active card members. This card reports to all 3 major credit bureaus each month to help consumers rebuild their credit score. There is no annual fee, and cardholders earn 2 points for every dollar spent on gas, grocery, and utility purchases and 1 point for every dollar spent everywhere else. There are no blackout dates, redemption fees, or limits on the points users can earn.
Barclaycard Arrival World MasterCard - Earn 2x on All Purchases
The Barclaycard Arrival World MasterCard - Earn 2x on All Purchases rounds off Creditnet's list of the top credit cards offering free FICO Scores. With this card, users earn twice the miles on all purchases, and they get 10% miles back when redeeming for travel statement credits. Cardholders can earn 40,000 bonus miles when spending $3000 or more in purchases in the first 90 days from account opening, and they enjoy a 0% APR on purchases and balance transfers for the first 12 months. There are no mileage caps or foreign transaction fees, and users can book through any airline, hotel, or discount travel engine with no blackout dates or seat restrictions.
There aren't a lot of credit cards that offer free access to FICO credit scores. And not only do these exclusive cards do that, but they have some of the best rewards, introductory offers, and more, making them Creditnet's top picks of credit cards with FICO scores. For more information regarding credit cards, access Creditnet: http://www.creditnet.com/
Creditnet is an authority credit card comparison site that offers innovative comparison tools to help users find the best credit card for their needs. In addition, the Creditnet Credit Talk Forum is a community of over 100,000 members that discuss credit cards, credit, debt, and credit repair daily.