SEATTLE, WA--(Marketwired - May 23, 2014) - Today, Creditnet.com, a leading credit and banking expert, announced the top online checking accounts available for consumers. By using an online account, users can easily manage their money without having to worry about high checking account fees. These accounts normally have little to no monthly fees, and they sometimes even pay interest. The best online checking accounts allow consumers to transfer money, monitor spending, and earn interest. Luckily, many also offer fee waivers for using out of network ATMs so users can easily withdraw cash or deposit checks.
Creditnet experts analyzed interest rates, fees, minimum deposits, customer service, personal reviews, and expert opinions to determine their ranking of the best online accounts. According to their findings, here are the top online checking accounts available for consumers today:
PerkStreet Financial Free Checking Account - Cash Back and Rewards
PerkStreet Financial offers a free checking account with cash back and rewards. By simply taking 5 minutes to sign up for this account and paying an initial deposit of $25, account holders earn cash back, free coffee, free music, and more. There are no caps on the perks users receive, and there are no minimum balances or fees as long as the account is active. Online banking and bill pay is free, and users even receive free checks for anything they need to pay. Consumers can easily use their debit card and get rewarded on all non-PIN transactions.
EverBank Yield Pledge Checking Account
The EverBank Yield Pledge Checking Account is another great option when it comes to online checking. This account yields a high interest rate, while allowing consumers to have the convenience and access of a traditional checking account. There are no monthly fees or limitations on check writing or withdrawals per month. There is also free overdraft protection and no EverBank ATM fees. In addition, if a user has to use a non-EverBank ATM, they will be reimbursed up to $6 per month for any third-party ATM fees. After an initial deposit of $1500, there are no minimum balance requirements.
These are the top online checking accounts available to consumers today. For more information regarding online checking accounts, access Creditnet's innovative banking comparison tool: http://www.creditnet.com/banking/checking
Creditnet is an authority credit card comparison site that offers innovative comparison tools to help users find the best credit card for their needs. In addition, the Creditnet Credit Talk Forum is a community of over 100,000 members that discuss credit cards, credit, debt, and credit repair daily.