SOURCE: National Debt Relief Program

NationalDebtReliefProgram.org

October 15, 2010 22:24 ET

Debt Relief Agency Helping Thousands Overcome Debt Today

In This Era of Economic Uncertainty, National Debt Relief Program Discusses How the Debt Relief Agency Has Evolved and How Consumers Are Benefiting Today

CHICAGO, IL--(Marketwire - October 15, 2010) -  Debt relief programs as offered by debt relief providers have made remarkable strides in recent years and have now come of age. The debt relief agency model of assisting Americans with the significant lowering and better managing of debt is today helping thousands of individuals and families to reduce their debt burden and get on track towards debt recovery and debt freedom.

There was a time in the not too distant past when consumer options were limited in terms of debt relief solutions. Bankruptcy and consolidation loans were the go to programs. What many have described as predatory lending practices caused many consumers to rack up debt to income ratios that were simply unsustainable, much like the U.S. national debt.

In response to these conditions, the debt relief agency model went through a period of evolution. Darwin would be proud. Today's effective debt relief agency offers relief programs that do not involve the use of loans, risking one's home equity, or standing before a judge.

Rather, the debt relief programs as offered by today's debt relief agency are ones that use negotiation tactics as the foundation of their efforts. No loans are required. Homeownership is not required. Neither is a credit check required. These debt relief programs can be highly effective at reducing debt from $10,000 to upwards of $100,000 and more.

Also important to note is the fact that these programs are only effective with unsecured debt, that is debt such as credit card debt and medical bills. Those struggling with mortgage loans or federal student loans are advised to take advantage of government programs to assist with these other types of debt.

The debt relief agency continues to evolve with the economic realities of the times, making debt relief now within reach of all Americas. To learn more and get a free debt analysis, please visit National Debt Relief Program at:

www.nationaldebtreliefprogram.org

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