Callcredit Information Group

Callcredit Information Group

December 19, 2014 01:00 ET

DecisionMetrics Launch Most Sophisticated Version of DecisionStrategy Enterprise

LEEDS, UNITED KINGDOM--(Marketwired - Dec. 19, 2014) - DecisionMetrics has today (19th December) officially launched its latest and most sophisticated version of 'DecisionStrategy', a next generation decision engine that offers the highest levels of flexibility in strategy configuration and change.

DecisionStrategy was already unique in the marketplace with the inclusion of DecisionMetrics' multi-bureau technology and its Strategy Control System that allows the business user to configure the decisioning logic including the process flow, scorecards, policy rules, terms of business and when to request data from internal or external data sources including credit bureaux. This latest generation of the product can now deliver end to end sophisticated application processing, and can also be configured for non-acquisition decisioning functions such as customer management, fraud and collections.

Enhanced functionality includes:

  • Process flows - allows the user to create, amend and manage an unlimited number of flows to control all aspects of Decisioning logic
  • Work Flow - rule based control of record status, allowing sophisticated and controlled workflow movements to be implemented real-time or in batch
  • Policy rules - sophisticated policy rule management that allows multiple rules to be evaluated in priority order, re-ordered and disabled quickly and easily
  • Terms of business - using the matrix table functionality, create and amend product offerings
  • Parameters - to simply make small changes to strategies, multi-level parameters are used instead of literal values
  • Bureau Cache - store and re-use bureau data rather than searching again.
  • Duplicate checking - multiple exact and partial matching rules are available to check and selectively return data from previous applications held in the database, allowing re-use of previously stored CRA data
  • Status management - full process flow functionality available to manipulate application statuses
  • Data capture and display - ability to implement a complete end to end Decisioning process from data capture to underwriter review, with secure back office
  • Independent bureau viewer - sophisticated, bureau independent view of CRA data allowing quick review of multiple CRA data sources
  • Back office - selective menu functionality based on security permissions to allow access to queue, status and search functionality

The increased functionality ensures that in addition to automated decisioning, any difficult cases that need manual intervention can be allocated to a specific work queue e.g. fraud, where an expert can work the case off-line.

Gary Scott, Managing Director of DecisionMetrics commented, "We are constantly reminded that the world is continually changing, driven by technology working in a real time environment. Consequently there is a need to ensure that businesses have the confidence and reassurance that they have adequate systems in place which keep up to date with the pace of change."

"DecisionStrategy Enterprise is at the leading edge and will continue to evolve and will include more innovative modules and functionality to allow an increasingly sophisticated end user access to the latest tools and techniques."

Earlier this year Callcredit Information Group announced the creation of a new division designed to expand the capabilities of the Group specifically focusing on Software, Analytics and Fraud and which now also includes the unique multi-bureau capability of DecisionMetrics.

About DecisionMetrics -

DecisionMetrics is an analytical/software solutions business and is one of many complementary businesses that form Callcredit Information Group. Whilst part of the Group, DecisionMetrics operates independently and is the UK market leader in the provision of decisioning systems that use data from multiple credit bureaux and other external data sources together with providing clients with impartial advice and the opportunity to make best collective use of the different data and value added services available from different credit bureaux.

In addition to decisioning systems, DecisionMetrics provides scorecards, affordability models, consultancy and portfolio monitoring solutions. For international markets, DecisionMetrics additionally provides a Data Gateway solution that seamlessly integrates with multiple data sources so that relevant, timely and accurate data can be made available to a client's decision process.

About Callcredit Information Group -

Callcredit Information Group's leading approach to deploying consumer information brings together experts across the fields of credit referencing, marketing services, interactive solutions and consultative analytics to provide clients with a range of innovative and effective products to discover new customers and to engage with current customers to optimise and increase profitability.

Products include award-winning fraud verification tools and database solutions to positively verify consumers, global operations to help expand businesses into new markets, digital solutions to improve the overall journey consumers make during interaction with a brand, customer handling to ensure consumer satisfaction at all levels and consumer marketing data and segmentation to improve understanding and targeting of customers and prospects.

Callcredit also offers products to assess a customer's credit risk and affordability and its experts in collections and recoveries provide tailored debt recovery and tracing tools. The company's market analysis and network planning function helps organisations develop profitable retail networks, and its tools in multi bureau, analytics and metrics work to provide fully assessed bureau data.

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