DAS Canada

DAS Canada

September 09, 2010 09:30 ET

Disputes Arising from Nine of the Top 10 Consumer Complaints in Ontario(1) Now Covered by DAS Canada's Legal Expense Insurance

Country's first specialty legal expense insurer offers policies in Ontario, Alberta and British Columbia

TORONTO, ONTARIO--(Marketwire - Sept. 9, 2010) - According to the Government of Ontario website, the top consumer complaints in the province for 2009 included disputes regarding debt collection, home repairs, and vehicle and appliance purchases or sales. In many cases, successful resolutions involve hiring a lawyer and paying their fees.

Now, residents of Ontario, Alberta and British Columbia can insure themselves against the legal costs arising from some of the most common consumer complaints with legal expense insurance from DAS Canada, the country's first specialty legal expense insurer offering policies to individuals. Legal expense insurance covers costs associated with pursuing and defending legal rights following an unforeseen event.

DAS policies include coverage for disputes arising from contract issues, employment, bodily injury, taxes, legal defence and the company also provides similar policies for businesses. Offered in Europe for decades, policies also include unlimited access to the Legal Advice Helpline, which provides advice on legal matters, even if they're not covered in the policy. 

"The costs of accessing the justice system can be prohibitively expensive for the vast majority of the population," said Barbara Haynes, CEO of DAS Canada. "This is the first step in providing affordable justice to Canadians."

Legal Expense Insurance – A two step process:

1. Contact your broker:

Residents of Ontario, Alberta and British Columbia can purchase legal expense insurance by speaking with their insurance broker. If the broker is not currently registered with DAS Canada, they can register by visiting www.das.ca.

2. Choose the coverage that's right for you:

DAS Canada offers three types of legal expense insurance policies:

  • DASliving, for individuals and families
  • DASdrive for automobile owners (currently available in Ontario, available soon in BC and Alberta.)
  • DASbusiness for small and medium-sized companies.

Premiums are very affordable, and start at $80 per year for DASdrive and $360 for DASliving. In addition to paying policyholders' legal costs following a dispute, including adverse costs in unsuccessful cases, all policies provide unlimited access to a Legal Advice Helpline.

"These inexpensive policies provide a great value to our customers," says Haynes. "When compared to the costs of one or two hours of a lawyer's time, it's easy to see the benefit immediately."

Cases involving legal disputes arise unexpectedly and can be stressful and financially draining without the proper representation.

Claims scenario:

Mei had been working for a cable company for more than 5 years. She was suddenly dismissed – but had never received any written warnings or been subject to any disciplinary action. She contacted DAS as she felt her dismissal was unjustified. DAS examined her case, and agreed that her dismissal was unfair.

After appointing a lawyer to act on her behalf, the matter proceeded to court where it was successfully settled. Mei received an appropriate amount of pay in lieu of proper notice and a reference letter from her former employer. DAS paid the costs associated with the case over and above the cost recovery from Mei's former employer.

About DAS Canada

DAS Legal Protection Insurance Company Limited (DAS Canada) is a subsidiary of DAS Group, a global leader in the ten billion dollar legal expense insurance market. DAS Group is based in Germany and is a subsidiary of ERGO, Munich Re's primary insurer in Europe and Asia. DAS Canada is committed to bringing a fresh, modern approach to the marketplace, combining a forward-thinking attitude with almost a century of expertise. A full-service specialist in legal expense insurance, DAS Canada offers access to affordable justice for individuals, groups and small and mid-sized businesses. Policies are currently available in Ontario, Alberta and British Columbia, and will eventually be available nation-wide.

For more information, please visit www.das.ca.

(1) top 10 consumer complaints for 2009 in Ontario according to the Government of Ontario website www.ontario.ca.

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