November 20, 2011 19:00 ET

Don't Have a 'Merry Mishap' Warns Swinton Insurance

MANCHESTER, UNITED KINGDOM--(Marketwire - Nov. 20, 2011) - Swinton Insurance, the UK's leading home insurance retailer, is encouraging homeowners to check they have accidental damage cover over the festive season. Across the UK, festive celebrations are already taking place and it's essential homeowners are covered for any mishaps that may occur in the home.

Swinton is reminding homeowners that home insurance only covers damage to the property but accidental damage cover can be an add on to most policies.

According to a recent survey, during the run up to the festive season just over half of homeowners spend Saturday nights at home watching The X Factor and Strictly Come Dancing. More than half surveyed admitted to accidentally damaging goods with the most popular being spilling red wine on carpets and 17% owning up to spillages on a friend's or a relative's floor.

Swinton found the most popular incidents were:

  • Spilling red wine on carpets (51%)
  • Breaking vases/ornaments (22%)
  • Spillages on laptops or mobile phones (20%)
  • Smashing glass doors (5%)
  • Pulling off a cupboard handle (2%)

Swinton is encouraging people to check over insurance polices as details of accidental damage cover are not always consistent between different polices, homeowners must ensure they are covered in order to claim.

Steve Chelton, Claims Manager at Swinton Insurance says, "During the run up to Christmas, it's common for homeowners to stay indoors during the evenings however, there is more risk of accidents occurring. It's essential that homeowners check that their house insurance policy covers accidental damages, if not it is always worth investing in. Remember, accidents can always happen."

For more information contact Mairead Rodden at Manchester PR agency SKV Communications.

About Swinton

  • With 603 branches nationwide Swinton is the UK's largest high street insurance retailer
  • Unlike many other companies in the financial services industry, Swinton is committed to keeping its branches open for business, and part of the community
  • Swinton provides a one-stop-shop for the insurance and related needs of its clients, offering home, car, caravan, business, holiday, motorbike and even classic car insurance
  • With a dedicated team of advisors on hand at every branch to search a panel of insurers to offer quality cover at competitive rates

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