SOURCE: Edvisors


August 25, 2015 10:15 ET

Edvisors Publishes Twisdoms About Paying for College

Provides Smart, Insider Tips to Students, Parents and Educators

LAS VEGAS, NV--(Marketwired - Aug 25, 2015) - Two of the biggest complaints about college financing are that it is expensive and complicated. To address these complaints, Mark Kantrowitz, Senior VP and Publisher of, which publishes free web sites to help students and families plan and pay for college, wrote Twisdoms about Paying for College to provide essential and effective advice to every family with a student heading to or already in college.

Twisdoms is available on Amazon in paperback for $7.95 or Kindle for $4.95. Kantrowitz, a nationally recognized expert on student financial aid, scholarships and student loans, is also the co-author of the bestselling book, Filing the FAFSA; the 2015-2016 edition is available for free download at

"Students and their families want quick solutions to the perplexing problem of paying for college," Kantrowitz said. "Twisdoms offers more than 400 proven strategies and practical insights, which students and parents can use to make smarter, more informed decisions."

The tips are organized by topic and month. For example, advice concerning scholarships is provided in September, repaying student loans in November, the Free Application for Federal Student Aid (FAFSA) in January, evaluating award letters in March, education tax benefits in April, saving for college in May and borrowing student loans in June.

While the book's twisdoms (tweetable wisdoms) can fit in 140 characters or less, they are written out in full length, rather than in abbreviated "tweet speak," to make them easier to read. Each twisdom conveys practical advice, such as these strategies and actionable rules of thumb:

  • Live like a student while you are in school, so you don't have to live like a student after you graduate.
  • Student loan debt is like cooking a lobster. By the time you notice the water is boiling, you are already cooked.
  • It is cheaper to save than to borrow. Every dollar you borrow will cost about two dollars by the time you repay the debt.
  • Keep debt in sync with income. Total student loan debt at graduation should be less than the borrower's annual starting salary, and, ideally, a lot less.
  • The base year for financial aid application forms begins January 1 of the junior year in high school. Avoid artificially increasing income through capital gains or retirement plan distributions during the base year and each subsequent year.

According to Jean Chatzky, Financial Editor, NBC "Today" and author of Money Rules, Kantrowitz takes complicated issues and boils them down, "presenting readers with a way to look at many of the college-financing decisions they're asked to make and being able to say 'yes' or 'no.' Kantrowitz, based upon his years of experience, research and accumulated knowledge, is able to give us lines in which to color. He's able to give us guidelines to which we should adhere. And, with 'Twisdoms,' he's able to do it over and over again, in a straightforward, easy-to-remember way."

For more information about Twisdoms, including links to purchase, can be found at

About Edvisors

Edvisors publishes free web sites to help students and families plan and pay for college. Every year, millions of students and their families turn to the company's flagship site,, for timely, accurate information, advice and tools that help them confidently make the best decisions about paying for college. At, students earn points and enter scholarship drawings (the site has awarded more than $750,000 to date). is a large free online database of scholarships with an easy-to-use scholarship matching tool. Founded in 1998, Edvisors is based in Las Vegas, Nevada. More information can be found at

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