SOURCE: Shinesroomonline.com

Shinesroomonline.com

May 16, 2011 09:13 ET

Equity Research on AFLAC Inc. and Assurant Inc. - Difficult Times for Some Accident and Health Insurers

NEW YORK, NY--(Marketwire - May 16, 2011) - www.shinesroomonline.com has a handpicked team of market professionals with over 100 years of combined investing experience. Today they are providing members comprehensive research on the Accident & Health Insurance industry and are offering free analytical research on AFLAC Inc. (NYSE: AFL) and Assurant Inc. (NYSE: AIZ). Register with us today at www.shinesroomonline.com to have free access to this research or speak to one of our pros at http://www.shinesroomonline.com/products-subscription.php?subscription=freetrial.

Natural disasters typically have dire effects on the companies in the Accident and Health Insurance sector that have the unlucky responsibility of covering the losses they cause. The tsunami and earthquakes during the recent Japanese natural disasters have had an impact on companies in the sector that provide coverage in that market. Get instant analyses of AFLAC Inc. and Assurant Inc. from live, real-time experts standing by at http://www.shinesroomonline.com/products-subscription.php?subscription=freetrial. There is no commitment to join.

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This combined with the low interest rate environment in Japan has made the most recent quarter somewhat difficult for companies like AFLAC Inc. which draw a large portion of their revenues out of Japan. AFLAC's net income fell to $395 million from $636 million in part from $37 million in Japanese based claims. A large portion of AFLAC's decline was due to investment issues, amongst other things. AFLAC Inc. report is accessible for free by registering today at http://shinesroomonline.com/reports/May1611AFLACInc.(AFL)160511.php.

Changes accompanying health-care reform are also posing challenges to the sector. New legislation allows only a certain percentage of insurance premiums to be used for profits or administrative fees while the vast majority of premiums must be paid out as coverage for customers. This change is one of the reasons Assurant Inc. saw its profits fall 9.8% in the first quarter. Revenue throughout the sector is being crimped by this new legislation and companies will likely be less profitable until they figure out new sources of income. Assurant Inc. report is accessible for free by registering today at http://shinesroomonline.com/reports/May1611AssurantInc.(AIZ)160511.php.

The two Accident & Health Insurance stocks research reports are available for free by signing up now on www.shinesroomonline.com.

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