SOURCE: StockCall


September 17, 2010 09:20 ET

Equity Research on AFLAC and Unum Group -- Accident & Health Insurers Still Piecing Together the Healthcare Overhaul

JOHANNESBURG, SOUTH AFRICA--(Marketwire - September 17, 2010) - offers investors comprehensive research on the accident & health insurance industry and has completed analytical research on AFLAC Inc. (NYSE: AFL) and Unum Group (NYSE: UNM). Register with us today at to have free access to these researches. 

High unemployment levels are hurting the Accident and Health Insurance Industry in the short term. The first drop in insured Americans took place since 1987 recently as the total uninsured population rose to 50.7 million people or 16.8%. While this is bad for the near-term outlook, the amount of insured Americans should boom in 2014 when the new health care reform bill goes into effect. Register now at to have free access to our reports on the accident & health insurance industry. is an online platform where investors doing their due-diligence on the accident & health insurance industry can have easy and free access to our analyst research and opinions on AFLAC Inc. and Unum Group; investors and shareholders of these companies can simply register for a complimentary membership at

Much of the Accident and Health Insurance industry's focus is indeed on President Barack Obama's new healthcare reform bill. Much uncertainty still surrounds the legislation. Much of the Healthcare Insurance sector is looking to raise its rates claiming that the law's stipulations about pre-existing conditions and added benefits will create much higher expense. While the Obama administration predicted premiums would rise by about 1 or 2%, many insurers have notified their clients that rates could increase in excess of 20%. The government is issuing warnings to insurers saying that it will block companies that instituted unfair rate hikes from participating in the new coverage markets. However, insurance regulation is currently handled at the state level meaning the federal government is currently somewhat powerless to block the increases. However, there is a current push to obtain federal control of insurance regulation. The coming years promises to be paved with a number of challenges for companies like AFLAC Inc. and Unum Group in this industry. AFLAC Inc. and Unum Group research reports are accessible for free by registering today at or

Another piece of uncertainty involving the health care reform bill is whether it is actually constitutional. Twenty states currently have lawsuits challenging the bill saying the government doesn't have the power to force citizens to purchase commercial products. It is expected that the lawsuit will make it to the Supreme Court. Visit to see how companies in this industry have grown over the past years and how they are expected to perform in the future.

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