SOURCE: Expert Group

August 04, 2009 09:00 ET

Expert Financing Inc. Now Offers Loans Against Public Securities

MIAMI, FL--(Marketwire - August 4, 2009) - Expert Group, Inc. (PINKSHEETS: EXPU) now offers Stock Loans for shareholders of publicly traded companies that allow you to borrow up to 75% of your stock position's value at fixed interest rates as low as 4%.

We accept securities on both U.S. and Foreign Stock exchanges, including UK, Canada and other European exchanges.

A loan against stock gives the borrower access to liquidity without selling the stock. The terms of all loans are typically three to five years, with an option to roll over at the end of term for one additional year.

We offer Non-Recourse stock loans, which require no personal liability and are secured strictly by the asset. A Recourse Loan is also available to affiliates of publicly traded companies, permitting the shareholder to enter into a compliant transaction while waiting for market performance.

Use the cash to buy a home, a business, real estate, investment property, pay-off a mortgage.

A credit report is not required, and no income or employment verification is done. It's a true NO DOC Loan.

In a volatile market like the one we're experiencing today, a stock loan allows you the flexibility of letting your stock portfolio work for you, while waiting for market performance. The borrower gets to benefit in the event of a market downturn, yet still retain upside potential should the price per share increase during the term of the loan. If the price of the stock significantly decreases, you can walk away from the loan without recourse, and if the stock increases in value, you can pay off the loan and receive your stock back.

Increase your borrowing power without liquidating investments by pledging eligible securities in your portfolio to secure financing to buy a home, refinance, Using securities as collateral makes sense, especially if you need to borrow more than a lender is willing to provide or if you want to avoid selling off personal assets.

Like a home equity loan for stocks but much better, you borrow against the appraised value of the portfolio, pay a low interest rate for the term of the loan and then at term end, you either pay off the loan and receive your stock back with any stock appreciation, refinance the loan or, if the stock price has fallen below the Value amount, forfeit the shares without paying back the loan (non-recourse) with no liability or effect on your credit rating. Call us for a Further Information.

About Expert Group, Inc.

Expert Group, Inc. markets a variety of financial products and services through Expert Financing & Investments, Expert Group Title Services and Expert Credit Fix U.S.A. Expert is licensed by the Department of Financial Regulations and a member of FAMB, and FHA approved Lender.

About Expert Financing:

Expert financing offers up-to-date loan programs tailored to all borrowers' needs, specializing in Fannie Mae, Freddie Mac, FHA, conventional and non-conventional loans of all sizes. An Expert Loan Officer can help you find the best Loan for your needs, Expert Financing Now offers Stock Loans.

About Expert Credit Fix U.S.A.

Expert Credit Fix U.S.A is ahead of the game, assisting borrowers with less than perfect credit to fulfill their dream of home ownership. Expert Credit Fix U.S.A. will help borrowers restore their credit to a level where lenders will grant them credit and at a low interest rate.

Certain statements in this release and the attached corporate profile that are not historical facts are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements may be identified by the use of words such as "anticipate," "believe," "expect," "future," "may," "will," "would," "should," "plan," "projected," "intend," and similar expressions. Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual results, performance or achievements of the Company to be materially different from those expressed or implied by such forward-looking statements. The Company's future operating results are dependent upon many factors, including but not limited to the Company's ability to: (I) obtain sufficient capital or a strategic business arrangement to fund its expansion plans; (ii) build the management and human resources and infrastructure necessary to support the growth of its business; (iii) competitive factors and developments beyond the Company's control; and (iv) other risk factors.

Contact Information