SOURCE: Expert Group

April 22, 2009 10:00 ET

Expert Group, Inc. (PINKSHEETS: EXPU) Launches Expert Group Title Services Inc.

MIAMI, FL--(Marketwire - April 22, 2009) - Expert Group, Inc. (PINKSHEETS: EXPU) is pleased to announce that effective immediately, the company now offers residential and commercial Title Services.

"We officially as of today have commenced closing and offering Title Services to our clients at Expert Group, Inc. We are dedicated to the provision of the highest quality services to provide our customers with flawless transactions from opening to closing while increasing our revenues by providing additional services that complement what we currently practice everyday: Loan Originations," states Robert Rico, C.E.O., Expert Group, Inc.

About Title Services:

The title or abstract company or title agent has a contract with the title insurance company as an agent to issue title assurances of the title insurance company, to receive and process applications, determine insurability of any title by examination of abstract or records from title plant (same as register of deeds records). The title or abstract company collects the premium for the title insurance company based on the rates set by the title insurance company. Title insurance companies collect premiums and pay insurance premiums tax based on one of the two following methods:


Home sales and mortgage refinancing are the primary drivers of demand for the title insurance industry. The profitability of individual companies depends on efficient operations because of the large volume of transactions. Large companies benefit from economies of scale in access to large accumulated databases of property records. Small companies can mainly compete by specializing in non-standard titles or in geographical regions that the large companies don't cover.


The two types of title insurance policies are for owners and lenders, and may be issued for either residential or commercial properties. Most title companies get the majority of their revenue from the residential real estate market. Although commercial real estate transactions are generally larger, about 80 percent of insurance volume is from residential properties (although accurate data are unavailable). Both home sales and mortgage refinancing trigger the need for a title search and an insurance policy.

Services include:

Purchase, Refinance, & Subordinate Lien Processing

--  Comprehensive and Accurate Title Examinations
--  Instantaneous Document Revisions
--  Expedient Lien Clearance
--  Electronic Document Creation
--  Quick Closings with NO hassles
--  Timely Disbursements
--  Escrow Services

About Expert Group, Inc.:

Expert Group, Inc. markets a variety of financial products and services through Expert Financing & Investments, Expert Group Title Services and Expert Credit Fix U.S.A. Expert is licensed by the Department of Financial Regulations and a member of FAMB, and FHA approved lender.

About Expert Financing:

Expert financing offers up-to-date loan programs tailored to all borrowers' needs, specializing in Fannie Mae, Freddie Mac, FHA, conventional and non-conventional loans of all sizes. An Expert Loan Officer can help you find the best loan for your needs, and our professional loan experts speak your language, including, Spanish, Russian, Portuguese, French, Italian, Hebrew and Creole.

About Expert Credit Fix U.S.A.

Expert Credit Fix U.S.A is ahead of the game, assisting borrowers with less than perfect credit to fulfill their dream of home ownership. Expert Credit Fix U.S.A. will help borrowers restore their credit to a level where lenders will grant them credit and at a low interest rate.

Expert Group Title Inc. offers an entire range of title insurance services, including:

--  Preparation and/or review of real estate contracts;
--  Title insurance;
--  Title search and exams;
--  Review the title and ambitious clearance of title related issues;
--  Title commitments within 24 hours;
--  Chain of Title, tax and lien searches;
--  Escrow services - holding of earnest money deposits and handling post-
    closing escrow issues;
--  Quick and accurate preparation of closing documents, including a HUD
    for your review prior to closing so adjustments can be made
--  Immediate disbursement of funds

Full-service, always professional

We at Expert Group Title conduct our full-service title insurance business with staff in our office including: examiners, closing/settlement agents, funding department, post closing department, recording department and personal account processors to provide you with immediate and personal service

Certain statements in this release and the attached corporate profile that are not historical facts are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements may be identified by the use of words such as "anticipate," "believe," "expect," "future," "may," "will," "would," "should," "plan," "projected," "intend," and similar expressions. Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause the actual results, performance or achievements of the Company to be materially different from those expressed or implied by such forward-looking statements. The Company's future operating results are dependent upon many factors, including but not limited to the Company's ability to: (I) obtain sufficient capital or a strategic business arrangement to fund its expansion plans; (ii) build the management and human resources and infrastructure necessary to support the growth of its business; (iii) competitive factors and developments beyond the Company's control; and (iv) other risk factors.

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