MFI-Miami, LLC

May 23, 2012 14:54 ET

Federal Judge Agrees With MFI-Miami and Northern Michigan Attorney -- Fannie Mae Foreclosure Could Violate Northern Michigan Couple's Rights Under U.S. Constitution

TRAVERSE CITY, MI--(Marketwire - May 23, 2012) - On May 7, 2012, Judge Robert J. Jonker of the United States District Court, Western District of Michigan, dismissed Fannie Mae's Motion for Summary Judgment in the case of Pablo Bocardo and Guadalupe Bocardo v. Select Portfolio Services and The Federal National Mortgage Association (Docket # 1:12-cv-177), and is allowing this to go to trial.

Judge Jonker agreed with two points that the Bocardo's attorney, Jason Jenkinson of the Northern Michigan Law Center argued.

Jenkinson argued that denying the Bocardo's the right to contest the merits of their foreclosure after their redemption period would violate their due process rights under Article III of the U.S. Constitution. Judge Jonker agreed by stating, "... from my perspective, standing is an Article III jurisdictional issue. It deals with injury in fact first of all. And I can't imagine anybody better than the party that says they are entitled to lawful possession of the house because something was wrong with the foreclosure process."

During the investigation leading up to the lawsuit, Steve Dibert of MFI-Miami discovered a memo from Fannie Mae to their mortgage servicers stating Fannie Mae's ownership interest.

"This discovery allowed Jason to question whether the proper party in this matter foreclosed on the Bocardo's home and if Fannie Mae has the authority to evict," explained Dibert.

By denying The Defendants' Motion to Dismiss, Judge Jonker ultimately forwarded the idea that further inquiry was needed to determine whether Michigan Statute MCL 600.3204 was violated by the alleged foreclosure and/or the improper attempt to evict.

After the decision, Jenkinson commented that "It's refreshing to see that someone is willing to look into how the foreclosure mills spearheaded by Fannie Mae and Freddie Mac have been working overtime to throw people out of their homes. Hopefully this will lead to more attempts by the banks to modify deserving homeowners."

About Jason Jenkinson

Jason Jenkinson is an attorney with the Northern Michigan Law Center in Traverse City who specializes in foreclosure defense and loan modifications for Fannie Mae and Freddie Mac mortgages. For more information visit or call Jason Jenkinson at 231-421-8050.

About MFI-Miami

Headquartered in Boynton Beach, Florida and with an office in Milford, Michigan, MFI-Miami, LLC is an internationally recognized leader for investigating mortgage fraud, mortgage compliance, predatory lending, mortgage securitization, assignment fraud and robo-signing. For more information visit, contact Steve Dibert at 888-737-6344 ext. 701, (U.S & Canada) or +44 020.3239.0727 (UK) or email

Contact Information

  • Contact:
    Stephen Dibert
    President, MFI-Miami
    Jason Jenkinson
    Northern Michigan Law Center

    Email Contact
    Email Contact

    Ext. 701(U.S & Canada)
    +44 020.3239.0727 (UK)
    Jason Jenkinson: