December 28, 2010 19:01 ET

Festive Fun Can Mean Festive Mishaps, Warns Swinton

MANCHESTER, UNITED KINGDOM--(Marketwire - Dec. 28, 2010) - One in five home owners have made a claim for accidental damage over the festive period according to Swinton Insurance.

The UKs leading high street retailer of home insurance surveyed 1,200 online customers and found that 21% had made a claim in the last three years for accidental damage in their home by children during the festive period.

The most common reason for making a claim for accidental damage in the home was breakages caused by over enthusiastic actions using computer games like the Nintendo Wii. Playing ball games indoors and riding bicycles through the house also caused damage.

Entertaining guests over the festive season also causes problems for homeowners with 15% of those surveyed making a claim for damages to carpets, sofas or electrical items following a festive get together.

Swinton is anticipating a rise in home insurance claims over the festive season as the bitterly cold weather keeps families indoors. Swinton is warning homeowners to double check their contents insurance policy to ensure they are covered for accidental damage.

Steve Chelton, Insurance Development Manager at Swinton said, "Over excited children playing with brand new toys can cause havoc for parents during the festive season but parents can be just as bad culprits when it comes to causing accidents in the home. Our advice is to double check your contents insurance policy to ensure you are adequately covered for all eventualities."

About Swinton
  • With 603 branches nationwide Swinton is the UK's largest high street insurance retailer
  • Unlike many other companies in the financial services industry, Swinton is committed to keeping its branches open for business, and part of the community
  • Swinton provides a one-stop-shop for the insurance and related needs of its clients, offering home, car, caravan, business, holiday, motorbike and even classic car insurance
  • A dedicated team is on hand at every branch to search a panel of insurers to offer quality cover at competitive rates

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