FFW Corporation Completed U.S. Treasury Investment Under Capital Purchase Program

WABASH, IN--(Marketwire - December 19, 2008) - FFW Corporation (OTCBB: FFWC) (12/18/2008 Close: $14.00), parent corporation of Crossroads Bank, announced today that the U.S. Department of the Treasury ("Treasury") has completed its investment in FFW Corporation under the voluntary Capital Purchase Program (CPP). On October 29, 2008, FFW Corporation announced that preliminary approval had been received from the Treasury for participation in the CPP. The Company received approximately $7.3 million in capital and, in return, issued the Treasury shares of FFW Corporation preferred stock and warrants to purchase FFW Corporation preferred stock. Upon completion of the transaction, the Treasury immediately exercised the warrant to purchase additional preferred shares. As a result of this transaction, FFW Corporation has issued 7,289 shares of Fixed Rate Cumulative Perpetual Preferred Stock, Series A, with a liquidation preference of $1,000 per share paying dividends at an annual rate of 5% and 364 shares of Fixed Rate Cumulative Perpetual Preferred Stock, Series B, with a liquidation preference of $1,000 per share paying dividends at an annual rate of 9%.

Crossroads Bank is a wholly owned subsidiary of FFW Corporation providing an extensive array of banking services and a wide range of investments and securities products through its main office in Wabash and four banking centers located in Columbia City, North Manchester, South Whitley, and Syracuse, IN. The Bank provides leasing services at its banking centers and its Carmel, IN leasing and commercial loan office. Insurance products are offered through an affiliated company, Insurance 1 Services, Inc. The corporation's stock is traded on the OTC Bulletin Board under the symbol "FFWC.OB." Our website address is www.crossroadsbanking.com.

Contact Information: FOR MORE INFORMATION Contact: Emily Boardman Treasurer 260-563-3185