First Commonwealth Bank Launches Three Consumer Credit Cards

INDIANA, PA--(Marketwired - September 26, 2016) - First Commonwealth Bank, the banking subsidiary of First Commonwealth Financial Corporation (NYSE: FCF), today launched three MasterCard consumer credit cards: Rewards, Student and Secured.

"We strive to help our customers -- our families, friends and neighbors -- build financial confidence, and we're excited to launch our credit card products because we're doing it in a way that will benefit our customers," said Norm Montgomery, Executive Vice President, Business Integration Group Manager. "Our Rewards and Student cards will allow cardholders the opportunity to receive credit for future purchases, while our Secured card can help build or improve credit. An added convenience is that our cards launched with Apple Pay, Samsung Pay and Android Pay capability."

Customers using the Rewards and Student cards will receive 1 percent back as a statement credit at the end of each quarter. The Secured card is for those individuals who have not established credit or have a credit score that prohibits them from obtaining credit. All primary cardholders for the three MasterCard options will have access to FICO® Score, updated quarterly, through statements.

The credit cards have an EMV® chip that encrypts information for increased data security for transactions at terminals or ATMs that are chip-enabled. Customers can also sign up for MasterCard's SecureCode on www.fcbanking.com. SecureCode is a private code for a MasterCard account that gives an additional layer of online shopping security.

First Commonwealth credit cards can be opened online at www.fcbanking.com or in person at any First Commonwealth Banking office. Cardholders can review account information and make payments through online banking. In addition, alerts can be sent via text or email to monitor account activity.

First Commonwealth is offering promotions during the credit card launch. All of the cards will have a $0 balance transfer fee for the first three months the account is open, and the Rewards and Student cards will have a 0 percent APR for purchases and balance transfers for the first six months.

About First Commonwealth Financial Corporation
First Commonwealth Financial Corporation (NYSE: FCF), headquartered in Indiana, PA, is a financial services company with $6.7 billion in total assets and 109 banking offices in 17 counties throughout western and central Pennsylvania and central Ohio, as well as a Corporate Banking Center in northeast Ohio and mortgage offices in Stow and Dublin, Ohio. First Commonwealth provides a full range of commercial banking, consumer banking, mortgage, wealth management and insurance products and services through its subsidiaries First Commonwealth Bank and First Commonwealth Insurance Agency. For more information about First Commonwealth or to open an account today, please visit www.fcbanking.com.