Forum National Investments Ltd.
OTCBB : FMNL

June 25, 2012 08:30 ET

Forum Announces That It Has "SOLD OUT" Its First "$9,000,000 USD Convertible Securitized Life Settlement Backed Bond"

VANCOUVER, BRITISH COLUMBIA--(Marketwire - June 25, 2012) - Forum National Investments Ltd. (OTCBB:FMNL) ("FORUM") announced today that it has successfully "SOLD OUT" Its first Canadian Financial product securitized by senior US life settlements "an industry first".

FORUM was oversubscribed and will put a number of potential investors on a waiting list for the next $10,000,000 Bond Offering presently scheduled for August 2012. Though this initial offering was targeted at primarily Accredited investors Forum is currently completing a full Offering Memorandum which will allow for the average retail investor to participate with an initial minimum investment as little as $10,000 CDN.

The product is targeted for retail investors that are seeking to diversify their conventional investment portfolio with an alternative investment that is uncorrelated to the traditional stock market fluctuations and other economic downturns. FORUM is utilizing Life Settlements as the back bone for the securitization and performance of the Bonds. The bonds performance is directly related to one factor only, the maturity and payment of the death benefit by a minimum "AA" rated carrier's life Insurance policy which secures the bond. The product has at least two life insurance policies with two insured's securing each bond issuance. In the case of the first bond issuance the insured's are 83 and 85 years of age. The first bond offering was for $9,000,000 USD in death benefits and was sold at a minimum 85% discount to face value of the Death benefits.

"The use of a Life Settlement to provide the underlying security for a retail bond has always been an interesting possibility and now it is a reality". "In fact I have purchased one unit of this initial offering for my personal investment portfolio," stated Dan Clozza CEO. "Given the economic uncertainty in Europe and around the world coupled with little to no return on traditional investments the introduction of this type of financial product at this time has been well received". The product is completely based in USD and should provide an above average return to investors with a potential hedge against the USD for those seeking that feature.

We believe that we have removed all of the typical pitfalls to investing in this asset class. An investors in FORUM'S bonds will have the added option to convert their whole investment at any time right up to and including the full payout amount at the time of maturity to common shares in FORUM at a currently stated 10% discount to market based on a weighted five day average market trading price of the securities.

A typical Life Settlement investment IRR's are high single digits annualized, but mid teen returns are a very real possibility. In fact windfall profits can occur if maturities come early as they did in 2008 for FORUM who had purchased a $5,000,000 USD Life Insurance policy on a 78 year old insured with a life expectancy of approximately eight years which subsequently matured in nine months. It is impossible to determine the exact return on any one individual life or bond offering with any degree of accuracy; it is simply a wait and see investment.

About FORUM:

Forum National Investments Ltd. (http://www.foruminvestments.com/) is a publicly held company currently trading on the OTCBB since 1998 under the symbol FMNL. The company's Life Settlement operations in the United States are conducted through its wholly owned subsidiary, The American Life Settlements. (ALSS) http://www.thealss.com/.

About ALIYA LifeSpan:

Aliya LifeSpan™, LLC is a broad based financial asset management firm who specializes in Life Settlements and Life Settlement structured financial products. Aliya LifesSpan™ specializes in utilizing senior life insurance settlement policies, or more commonly known as "Life Settlements", as the asset basis for a variety of investment strategies, which we believe avoids many of the pitfalls of traditional investment classes. Life Settlements are an anomaly in today's investment environment. Life Settlements are not tied to any traded market such as stocks, bonds, foreign currency, or any political, economic or real estate calamity. We have created products for both individuals and institutions by leveraging the unique elements found in Life Settlements which ultimately eliminates many of the potential shortcomings of many other investment classes. Aliya LifeSpan™

http://www.aliyalifespan.com

FORWARD-LOOKING STATEMENTS DISCLAIMER

Except for the historical information contained herein, the matters discussed in this release include certain forward-looking statements, which are intended to be covered by safe harbors. Those statements include, but may not be limited to, all statements regarding our and management's intent, belief and expectations, such as statements concerning our future and our operating and growth strategy. Investors are cautioned that all forward-looking statements involve risks and uncertainties including, without limitation, the factors detailed from time to time in our filings with the Securities and Exchange Commission. One or more of these factors have affected, and in the future could affect our businesses and financial results and could cause actual results to differ materially from plans and projections. We believe that the assumptions underlying the forward-looking statements included in this release will prove to be accurate. In light of the significant uncertainties inherent in the forward-looking statements included herein, the inclusion of such information should not be regarded as a representation by us or any other person that our objectives and plans will be achieved. All forward-looking statements made in this release are based on information presently available to our management. We assume no obligation to update any forward-looking statements, except as required by law.

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