Retirement Solutions Ltd

Retirement Solutions Ltd

March 21, 2011 06:11 ET

Gender Rulings Make Medical Insurance Advice "More Important"

MANCHESTER, UNITED KINGDOM--(Marketwire - March 21, 2011) - The recent ruling by the European Court of Justice (ECJ) that gender may no longer be used as an underwriting actor in the insurance industries makes independent medical insurance advice "more important than ever before."

That's the opinion of Kevin Stelfox, Sales Director at Health Insurance Solutions. Kevin believes that the decision could lead to a financial sting for consumers, commenting that;

"What this ultimately means is that despite gender being a scientifically proven factor determining life expectancy and the chance of suffering certain illnesses, is that medical insurance providers cannot take it into account. This in turn means higher premium, particularly for women and there's a real chance of people being priced out of the market."

With so many different providers of health and life insurance in the UK, Kevin believes it's more important than ever before to take advantage of independent advice, adding;

"Go to independent advisers – people who aren't tied to a certain provider. These are big changes in the industry and advice from someone who knows the effects of the changes and the ins and outs of new regulations is critical. Independent advisers should also search the entire market, as opposed to just obtaining quotes from one or two providers. With prices certain to rise, searching the entire market is essential."

For further advice on medical insurance, visit or call 0800 043 6701.

Contact Information

  • Retirement Solutions Ltd
    Kevin Stelfox
    Centrix House, Crow Lane East,
    Newton Le Willows, WA12 9UY