SOURCE: GoHealthInsurance


April 13, 2011 12:05 ET Commends States With Health Insurance Mandates for Autism Treatments

April Is Autism Awareness Month and Is Commending States That Mandate Health Insurance Coverage for Autism Treatments

CHICAGO, IL--(Marketwire - Apr 13, 2011) - Every 1 in 110 children has autism, making the disease a public health crisis. To observe Autism Awareness Month, GoHealth experts want to inform consumers about states that mandate health insurance coverage for individuals and families with autistic children.

"Finding coverage can be tough enough for individuals with pre-existing conditions and it's even more complicated getting covered for autism treatments," said Mark Colwell, Manager of Consumer Marketing at "But thankfully in the past few years, many states have passed laws to provide treatments and services that are crucial for autistic children."

Currently 23 states require health insurance companies to provide autism treatments and 12 more require limited coverage for autism.

The states that require insurers to provide benefits for autism treatments and services include: Arizona, Colorado, Connecticut, Florida, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Massachusetts, Missouri, Montana, Nevada, New Hampshire, New Jersey, New Mexico, Pennsylvania, South Carolina, Texas, Vermont and Wisconsin.

There are different ways that individuals and families with autistic children can get health insurance:

  • Apply for a family health insurance plan. Due to health care reform, children are guaranteed coverage and can be included in family plans at any point during the year.
  • Purchase an individual health insurance policy for the child. Many states are holding open enrollment periods for child-only policies. Coverage for autism treatments depends on the state the child lives in.
  • Sign up for coverage through high-risk pools that are available in every state. Health care reform established high risk pools that guarantee health insurance to individuals with pre-existing conditions. Eligible individuals cannot have health insurance six months prior to enrollment or be eligible for other coverage options.

For more information on states that mandate health insurance coverage for autism visit the National Council of State Legislature.

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