Swinton Home Insurance

April 03, 2009 04:00 ET

Home Insurance Vital for Home Improvements

MANCHESTER, UNITED KINGDOM--(Marketwire - April 3, 2009) - Swinton, the UK's leading high street retailer of home insurance is warning amateur DIY fans to be extra careful this Easter if carrying out home improvements.

Many homeowners are not aware that some home insurance policies do not cover for big DIY disasters such as extensions or roofing and could be left vulnerable if something goes wrong. However most insurers do offer an accidental damage add-on cover which can cost from as little as Pounds Sterling 10 per month and provide peace of mind.

The top five DIY disasters:

1. Spilling paint on the carpet

2. Putting your foot through the ceiling when working in the attic

3. DIY shelves falling down and breaking expensive items

4. Drilling into a water pipe

5. Ladders falling over and causing damage

Steve Chelton, Insurer Development Manager for Swinton home insurance, said: "The Easter Bank Holiday period is a notoriously busy time for the insurance industry. Britain's homeowners set out with the best intentions but unfortunately have-a-go confidence combined with a lack of experience often spells DIY disaster.

"Done in the right way DIY can have enormous benefits, both for the house and for the people living in it. But accidents do happen and we recommend people take a look at their policies before embarking on projects because some household insurance policies don't cover for DIY mishaps. Having accidental damage cover is an essential item in any DIYer's toolbox."

About Swinton

- With 580 branches nationwide Swinton is the UK's largest high street insurance retailer

- Unlike many other companies in the financial services industry, Swinton is committed to keeping its branches open for business, and part of the community

- Swinton provides a one-stop-shop for the insurance and related needs of its clients, offering home, car, caravan, business, holiday, motorbike and even classic car insurance

- With a dedicated team of advisors on hand at every branch to search a panel of insurers to offer quality cover at competitive rates

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