July 31, 2012 06:00 ET

Inland Empire and San Diego Plastic Surgeons Turn to ExtendCredit to Provide Affordable In-House Financing and Business-Building Bundled Services for Patients

Riverside Plastic Surgery and SpiritLift Plastic Surgery Help Credit-Challenged Patients Get Needed Services on Affordable Payment Plans

ALISO VIEJO, CA--(Marketwire - Jul 31, 2012) -, an online software platform for creating and managing in-house customer financing plans for small to mid-sized businesses, today announced partnerships with Riverside Plastic Surgery and San Diego-based SpiritLift Plastic Surgery. The two practices have implemented ExtendCredit's fully automated, online financing solution that makes it easy for any practice providing optional or cosmetic procedures to easily create and manage their own payment plans, while servicing credit-challenged customers they would otherwise have to turn away. 

Practices control the terms offered and customer approvals, while provides all the tools needed to grow their businesses, stay in control of the doctor-patient relationship, and fully comply with lending practices. ExtendCredit's in-house financing solution is a cost-effective alternative to the high cost and complexity of bank and credit card lending, and customers just need a checking account to qualify.

"With credit markets and the economy still tight and more traditional sources of funding more difficult and more expensive for consumers,'s in-house financing program is a breath of fresh air," said Dr. Ben Childers, president of Riverside Plastic Surgery Associates. "Many people are working and have income, but their credit has suffered. allows my practice to help these patients get the look they want and at a price that is fair. Also, I tried in-house financing on my own, but keeping up with the accounting was difficult and kept me from focusing on my work. makes the process simple, my patients are happy, and I now get to keep the interest I was previously giving to a finance company."

Riverside Plastic Surgery and SpiritLift Plastic Surgery have also implemented's "Bundled Services" solution, which is designed to encourage customer loyalty through regular patient visits. Practices create cost-saving service bundles for skincare products, Botox® treatments, micro-dermabrasion treatments and other offerings, which are sold as a bundle, with the price of services spread over six to 12 months. Leveraging the system, plastic surgeons and dermatologists can keep track of all of their bundles, what services have been consumed and what services are left, while ExtendCredit provides a unique practice-branded patient portal where the consumer can make payments, look at services already provided and which services remain. 

"Plastic Surgery is more popular than ever; people are intensely interested in improving their personal appearance to maximize their confidence and empower their lives," said Sadi Erfani, MD, plastic and reconstructive surgeon, Spirit Lift Aesthetic Plastic Surgery. "ExtendCredit gives us the opportunity to say 'Yes, we can do this!' to more and more patients. You don't need to wait years for a procedure that could jump-start your better life right now! We appreciate the trust and faith that our patients place with us. We are thrilled to be able to reward their trust by offering them the flexible financing options made possible only through ExtendCredit. This is a real win-win!" 

"With ExtendCredit, we are pleased to offer and implement turnkey in-house financing solutions to our clients. Their platform takes all the guesswork out of establishing a well-structured in-house financing program, while mitigating the inherent risks of managing a portfolio of higher dollar value, longer term receivables," said Philip Frazer, CPA. "ExtendCredit also allows our clients to capture more revenue and more profit by providing a viable alternative to outside financing programs that their clients may not otherwise have access to." 

"Even as the economy improves, it's not only tough for consumers to pay for cosmetic or dermatologic work, it is becoming more difficult for these providers to secure financing for their customers," said Bob Richardson of "Many plastic surgeons and dermatologists that would otherwise have to turn away business from uninsured, financially or credit score-challenged customers can now keep that business by extending credit in-house. We do all the backoffice accounting work, so they can focus on treating patients, while we help these practices build their businesses."

Based in Southern California, is a fully automated, online software service that makes it easy for small and mid-sized businesses to create and manage their own low risk, in-house payment plans. puts the business in control of its customer financing making it an effective, affordable, easy-to-use alternative to the high cost and complexity of bank and credit card lending in today's tightened credit market. Businesses control the terms offered and who gets approved, while provides all the tools needed to be successful, minimize lending risk, stay in control, and fully comply with lending laws. is used by businesses throughout the United States, most notably in the healthcare, animal care, services, and retail industries. is headquartered in Aliso Viejo, Calif. More information is available at

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