SOURCE: Goldman Small Cap Research, Inc.

May 17, 2013 09:00 ET

Inscor Inc. Is Poised to Help Relieve Municipal Distress

BALTIMORE, MD--(Marketwired - May 17, 2013) - Goldman Small Cap Research, a stock market research firm focused on the small cap and micro-cap sectors, notes that Inscor Inc. (OTC Pink: IOGA) is well-positioned to help many state and local governments across the country are reeling from financial distress. Inscor, Inc. (OTC Pink: IOGA), is a provider of low-cost solutions to funding retiree and other employee benefits.

One of the primary issues afflicting states, cities, and municipalities is an increase in spending and a steady decline in tax revenue and fees. However, the real culprit in the financial distress may be unfunded retiree health care and Other Post-Employment Benefits (OPEB). These figures total an estimated $1.5 trillion in unfunded liabilities but can be addressed by Inscor's innovative and inexpensive approach.

The Inscor (OTC Pink: IOGA) approach is a low-cost solution similar to those used by Fortune 500 companies and Inscor (OTC Pink: IOGA) that is tailored toward the 67,000 governmental and agency markets in the U.S. The Inscor "FIT" (Financed Insurance Trust) combines the procurement of specifically-designed life insurance on active employees using funds borrowed from the financial sector, or bond issuance, and secured by the insurance policies themselves.

As a result, a FIT OPEB plan can provide a cash stream to support each year's OPEB obligations, plus fund future OPEB liabilities with fewer spending increases, tax increases, or reduction in benefits.

With few other low-cost solutions to the problem available and only ever-rising costs looming, Inscor (OTC Pink: IOGA) has an opportunity to effect real change in government financial management and generate significant revenue for itself in the coming years.

To view or download the entire article or the April 2013 initiation of coverage report, please visit www.goldmanresearch.com

About Goldman Small Cap Research: Led by former Piper Jaffray analyst and mutual fund manager Rob Goldman, Goldman Small Cap Research produces small cap and micro cap stock research reports, daily stock market blogs, and popular investment newsletters. For more information, visit www.goldmanresearch.com.

A Goldman Small Cap Research report is not intended as an offering, recommendation, or a solicitation of an offer to buy or sell the securities mentioned or discussed. Please read the report's full disclosures and analyst background on our website before investing. Neither Goldman Small Cap Research nor its parent is a registered investment adviser or broker-dealer with FINRA or any other agency. To download our research, view our disclosures, or for more information, visit www.goldmanresearch.com.

About INSCOR, Inc. (OTC Pink: IOGA): INSCOR, Inc. specializes in educating and marketing the FIT OPEB plan to municipalities and corporations as a low-cost solution to funding retiree and other employee benefits. A FIT plan variation also works for affluent individuals, entertainers and professional athletes -- whether for estate planning or funding cash flow needs. INSCOR's "FIT" (Financed Insurance Trust) strategy uses a combination of favorable financing terms, innovative uses of specific life insurance products and trusts -- all of which result in minimum levels of out-of-pocket costs for producing significant future funding and revenue stream opportunities. For more information visit: www.ins-cor.com.

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