SOURCE: Insphere Insurance Solutions, Inc.
NORTH RICHLAND HILLS, TX--(Marketwire - Aug 15, 2012) - FOX Business reports that numerous health insurance policyholders are unaware of some of the benefits their policies provide. Insphere Insurance Solutions®, an agent-based insurance distribution company, explains that this is precisely why consumers should turn to a local agent when evaluating and purchasing an insurance plan.
Mark Slitt, the spokesperson for Cigna, stated: "There are 'hidden' health insurance benefits that people don't necessarily know they have access to that can help save them money, maintain their health and live a better quality of life."
According to the article, the six benefits that consumers are often surprised to find they have include: reconstructive surgery coverage, access to wellness plans and other related resources (including discounts on gym memberships), transplant surgery coverage, weight-loss assistance, access to a mobile app, and help giving up smoking.
Insphere Insurance Solutions believes that this is exactly why consumers need the personal service and insight provided by a local agent when considering their health insurance options. Without a licensed agent to walk them through the many benefits included in the plan, most consumers will not take the time to fully understand the full range of benefits and services available to them.
"Selecting a health insurance plan is one of the most important decisions a person makes. To make a sound choice, they must fully understand the coverage and benefits within the policy they are considering. Most people turn to the Internet for insight, and while a consumer can learn something about insurance there, the best resource for information about individual health insurance is a local Insphere agent. Insphere Insurance Solutions' agents are licensed and specially trained on each of the product lines they sell. They meet face-to-face with clients to not only determine which plan fits into the client's budget, but also to explain the coverage and all of the benefits that are included so they get the most from the premium dollars they spend," said Donna Ledbetter, Director of Communications, in a press statement from the company.
And, the health insurance industry continues to evolve as health care changes. The coverage that people have in place today will likely be different in the next few years -- which is another reason that having a local agent as a trusted resource for information is extremely valuable. These professionals help consumers stay up to date on the latest insurance offerings.
Jeff Blunt, spokesperson for Humana, asserts: "I think that's why we're seeing more and more of these things that surprise people being covered or incentivized or rewarded. The nature of health insurance is evolving. In three years, it will look nothing like it does now."
Insphere Insurance Solutions, Inc. is a distribution company that specializes in meeting the life, health, Medicare, long-term care, retirement and supplemental insurance needs of small businesses and middle-income individuals and families through its comprehensive product portfolio offered by nationally recognized insurance carriers. Insphere is an authorized agency in all 50 states and the District of Columbia with approximately 3,000 agents nationwide. For more information, please visit www.insphereis.com.