SOURCE: Instant Checkmate

Instant Checkmate

April 08, 2011 20:57 ET

Instant Checkmate Offers Three Tips to Protect Your Identity Online

LAS VEGAS, NV--(Marketwire - Apr 8, 2011) - More than 10 million Americans fall victim to identity theft each year, and victims can spend more than 300 hours over the course of six to twelve months repairing the damage. Being careful about what information you supply and to whom can help prevent you from becoming a victim of identity theft. To combat online identity theft, Instant Checkmate is pleased to offer helpful tips to help individuals protect their identities online.

Limit the number of website operators to which you provide personal information. Get a generic free e-mail account at Yahoo! or gmail.com and make up registration information you can use on any website that insists on registering its visitors for non-essential services. While you're at it, uncheck any default authorizations to share your information with third parties and disallow any emails that are offered by default. As a bonus, your generic email account will catch the spam that would otherwise land in your inbox.

Don't allow Web site operators to store your personal and/or financial information. The transaction information itself may not be vulnerable, but retailers can lose your stored credit information through lax network security and internal theft. Instead, check out as a guest whenever a retailer presents that option.

For online shopping and bill paying, consider purchasing a Visa gift card at your bank. Register it with the bank, which will associate your name and address with the card and enable online purchase authorizations. Use this card exclusively for your online purchases and bill payments. Recharge it whenever you need to but limit the recharge to the amount you know you'll be spending. If the card gets stolen, report the loss to the bank, get a new gift card and start over. The rest of your financial identity will remain safe.

About Instant Checkmate

Instant Checkmate is an online background check service available to both businesses and individuals on a subscription basis. Results include comprehensive federal, state and local criminal background checks, including sex offender registries, and publicly available information including financial and credit information stored in private databases. For more information about Instant CheckMate, please visit our website or call 866-490-5980 to speak with a customer support representative.

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