SOURCE: Interthinx

July 10, 2007 09:00 ET

Interthinx® Integrates PayScale Income Analytics

Integration Provides Interthinx Compensation Information to Enhance Proven Risk Scoring Metrics

AGOURA HILLS, CA--(Marketwire - July 10, 2007) - Interthinx®, Inc., the leading provider of proven risk mitigation, mortgage fraud prevention and regulatory compliance tools for the mortgage industry, is bolstering its loan level fraud detection tools by integrating income/compensation metrics from PayScale. The integration of PayScale compensation analytics will provide lenders and investors more accurate income profiling of borrowers when assessing risk. PayScale is a market leader in global online compensation information and provides the world's largest ongoing salary survey. Interthinx will incorporate PayScale income analytics into current compensation analytics within its FraudNET(SM) technology to increase performance of algorithms and augment the validated risk scoring model within FraudGUARD®. The integration also provides lenders and investors improved production workflow by automatically triggering income estimation during loan scoring, eliminating costly trips to third-party solutions outside of the FraudGUARD scoring process.

Kevin Coop, president of Interthinx, noted, "We predict the next onslaught of mortgage fraud will no doubt involve employment and income misrepresentation within new schemes created for borrowers and investors to bail out of mortgages they can no longer afford. Precise and immediate income estimation is essential to today's loan risk mitigation processes."

The integration of PayScale's metrics will allow Interthinx customers to estimate a realistic income range based on a borrower's employment data by leveraging patent-pending technology. "Our strategic alliance with Interthinx will provide its customers with the very best in real-time, profile-based compensation information," said Mike Metzger, chief executive officer, PayScale. "Conducting business is now a 24x7 exercise, and with PayScale's proprietary technology and web-based collection methodology, we can deliver current and ever-expanding data sets of salary intelligence to industry leaders such as Interthinx."

"It's critical for lenders and investors to not only uncover potentially overstated Borrower income for accurate risk assessment, but to do so within the framework of 'fraud scheme detection,'" added Mike Zwerner, senior vice president of business development and marketing at Interthinx. "Only Interthinx can offer comprehensive data points within its network of FraudNET technology in addition to proven risk metrics."

About Interthinx

Interthinx, Inc., an ISO business, is the nation's leading provider of proven risk mitigation and regulatory compliance tools for the financial services industry. Used at every point in the mortgage lifecycle to prevent mortgage fraud, compliance violations and to assess risk, Interthinx is relied upon by over 1,400 customers, including 15 of the top 20 mortgage lenders and three of the top five largest financial institutions. With technology that earned Mortgage Technology Magazine's prestigious 10X Award as "a diagnostic and corrective solution of the highest order," Interthinx expertise in predictive analytics, data mining, and risk scoring sets the standard for the industry and directly increases the value of client portfolios. For more information, visit or call (800) 333-4510.

About PayScale

PayScale ( is a market leader in online compensation and benefit data for employers and individuals. With the world's largest database of individual employee compensation profiles, PayScale provides an immediate and precise snapshot of current market pay. PayScale's patent-pending real-time profiling technology collects and indexes employee pay attributes worldwide and makes this data available through its online search tools and salary reports at PayScale was founded in 2002 and is headquartered in Seattle Washington.

Contact Information

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