SOURCE: LinkCapital


August 27, 2015 14:15 ET

LinkCapital and Stratum Med Partner to Provide Employee Student Loan Refinancing Options for Medical Professionals

CHICAGO, IL--(Marketwired - Aug 27, 2015) - LinkCapital and Stratum Med entered a partnership to offer specialized medical student loan management programs to Stratum affiliated providers.

As part of the agreement, LinkCapital will offer medical professionals in the Stratum Med alliance customized, informative resources and programs to help them manage their student loan debt. Medical professionals will also have around-the-clock access to expert medical loan specialists to help them navigate the complex student loan landscape. 

The partnership comes as concerns grow within the healthcare industry about the high level of indebtedness of medical students at graduation -- a median of $180,000. Yet, medical professionals have superior credit risk attributes (steady employment, low loan default rates, and well above-average incomes), and are extremely likely to repay their student loans on time. Until now student loan packages for medical professionals haven't reflected these attributes, offering one-size-fits-all products with high interest rates.

Developed to help medical professionals save money and make better financial decisions, LinkCapital partners with health care providers and private investors to offer medical professionals flexible refinancing loan programs at attractive rates, tailored to their risk profiles and unique career stages.

"We know residents, physicians, nurses -- all medical professionals -- need employee benefits, and in particular student loan solutions that fit their lifestyles and provide flexibility when they need it most. The partnership with Stratum is all about empowering these individuals with information and customized loan products that will make their debt easier to manage," says Bill Claus, CEO of LinkCapital. "Stratum is an organization that has a clear understanding of what is important to the providers and clinical professionals that comprise its network of well-known healthcare organizations. Perhaps most importantly, it has a sincere interest in playing a role to help. Our team was thrilled to collaborate with Stratum given their continual search for innovative solutions and their specialized understanding of the healthcare space."

Stratum Med is a collaborative alliance of nationally recognized, physician-owned and health system-employed physician groups who have come together to leverage aggregated cost savings, and to provide a platform for networking and shared learning. Formed from nine successful medical groups in the Midwest, Stratum today is comprised of over 60 healthcare entities across the country.

"As medical education costs continue to skyrocket, we feel compelled to try and uncover unique programs to help alleviate some of these costs," says Robert Mulcahey, president and CEO of Stratum. "This partnership will help create opportunities for our Shareholders and clients to differentiate themselves when vying to attract physicians and affiliated providers to their respective organizations."

In partnering with LinkCapital, Stratum offers qualifying employees more options to reduce their interest rates and lower their monthly payments with repayment schedules of up to twenty years. The partnership allows LinkCapital access to $200+ million in student loan balances that could potentially be refinanced for savings.

About LinkCapital
LinkCapital helps medical professionals save money and make better financial decisions through flexible, low-rate student loan refinancing programs. Tailored to fit a medical professional's unique needs throughout all career stages with loan programs that allow borrowers to focus on what matters most, and do what they love. To learn more about LinkCapital, and how it serves medical professionals at all stages of their careers, visit

About Stratum
Stratum, incorporated in 1996, is a collaborative alliance originally formed by nine highly successful Midwestern medical groups. Stratum has selectively added Shareholders to expand strategically and now consists of thirteen owners, all of which are independent or hospital-owned, multi-specialty group practices located in Illinois, Indiana, Iowa, Michigan and Wisconsin. Further, Stratum has expanded nationally and has client relationships with more than 50 additional healthcare organizations across the country. For more information about Stratum, and their consortium approach, visit

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